Looking for recs for local banks : credit unions that have good customer service. I mostly have online bank accounts like Amex. Looking to diversify and I won’t be walking into the branch often

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I have $200K in betterment for automated investing (eg 90% stock 10% bond) and use Personal Capital to track all my accounts. Recently personal capital approached me to use their advisory service to manage the investment - the fee is 0.89% vs. 0.25% at betterment. They don’t seem to have a better strategy except “we have a live person managing your investment”. Anyone have experience? Shall I consider it? (I don’t have time /energy to manage it)

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

Folks, investing newbie here. Planning on using the Bogleheads recommended 3 fund portfolio. Opened a tIRA with Fidelity and have been reading about their 4 fund portfolio which is in line with Bogleheads.
Question: I'm looking for a step by step video on how to go about selecting investment options. As a newbie, I know what I want to invest in, but I'm not sure how to do it. Any tutorial videos that walk you through the process? E.g.- click here to select, click there to confirm.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Want to buy a house in bay area? Is this a good time? Thoughts?

Show of hands, who was outcast from their 1L social circle once everyone found out they were low income? 🙌

How to know the GGID for checking final settlement payslip

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Could someone please suggest how to handle this situation?
My manager (Technology Director) sees me as an emerging thread to his position and stopped sharing details / trying to avoid including me in visible projects etc.,
FYI - His manager is the division head and Managing Director.
Why I think my manager tries to move me out?
- I am 18 YOE with a technically strong background
- Upper mgmt is starting to identify me as the backup for all systems. My manager tries to move me out since then

Hi All,

My joining in ibm on 25th August..But I can join 4-5 days early. So I will ask hr to change my joining date 4-5 days earlier. So am I eligible for any joining bonus or can I ask hr about joining bonus? One other company providing the same CTC as IBM but with 1 lac joining bonus extra...TIA

Is there a good website or group or reddit page for travel flash sales / deals?

How is Austrian Air and Air Canada? Solid airlines for economy seats?

Hi I'm looking for a referral for a Product Manager role at big4 or FAANG. I'm currently working as a Product Manager for tech company supporting NYPD IT Bureau. As a vendor, I design and develop CMS/RMS applications. I have 9 years of experience and would love to connect with someone at those companies to discuss my candidature for a Product management role.

Hi All,
I recived mail from Deloitte USI HR requesting my last 3 months pay slips and filled CTC data sheet and Aadhar, PAN. Does this mean i got through or selected ? I didn't recieve any formal communication whether i am selected or not.

How much salary does jp pay to promoted associates in India? Which are not in tech

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

How are the projects in transport, travel and hospitality domain in coforge. How is the work load and how are the onsite opportunities. How is a role of test analyst in coforge

Advice on networking? Especially if you don't have common interests... find it kind of hard being an Asian and not really interested in sports or watch Netflix!

Need 11 likes to DM. Can you please help me?

I'm in a litigation, about 9 months in. Is it normal that I spend majority of my time making bundles for my partners (printing, binding, moving docs in a different order whenever there are new documents or he wants to add stuff) reviewing documents and making tables (e.g. dates, which documents are from where), and the only legal work is like notices of admission, list of documents, the occasional research? I'm so bored and I want to quit but I don't know if I have unrealistic expectations.

What are some of the perks you get as a SC @EY or @D? Work phone, food vouchers, gifts, cringe benefits from SM/Ps etc..

Asking for a friend who's is deciding between these two companies and coming from industry!

Are Delta international award tickets fully refundable the same way domestic ones are?

Is it proper to follow up about a job app through LinkedIn? Or should I just stick to getting names, office numbers, and emails to contact agency hiring teams?

I've a question on what sections to put on a regular resume. I see some people are using consulting style resume for outside companies as well. Do you think it's a good idea to devide work experience by projets? Or is it better to have "projects highlights" separate from work experience.. something like: intro>functional expertise> project highlights>work experience>education?

3 YOE, including 1 in consulting. what level would/should I aim to join McKinsey at? Currently a C at Deloitte.

With this crazy sickness going around what medication is everyone taking? It’s been a month since the cold and cough entered my house and it’s still here.

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Anyone want to bar crawl the beltline tonight? I moved here during the pandemic and have no friends around

Anyone here a member of a either the Commerce Club or the Buckhead Club? Considering joining but curious to hear more about them.

Ok -- let's hear it. Best restaurants in ATL - go! My parents are coming to town and I want to wow them, they are serious foodies and very adventurous. Tell me your recc's!!

Anyone find a reasonable flight around Thanksgiving? I’m looking for somewhere to go over the holiday for 5 nights or so.

Now that it’s officially peach season. Best peach things (fresh peaches, peach drinks, etc.) and where to find them in ATL?

Any ideas of things to do with the family for Thanksgiving?

What do you wear to atlanta ballet performances?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Great lunch time specials around the city?

Where do you like to go in person clothes shopping? Which stores? (I.e., ponce, Atlantic station, Lenox, etc.)

Rather specific question - best beef tartare in town?

I live in metro Atlanta. I’m looking to move to a space that has a more suburban feel, but is still close enough to the city to not hamper my social life. I like going to the party - not constantly living in it. Any suggestions? Currently renting, but open to buying in the next three years.

Need a morning workout buddy

Anyone have a ticket for Meduza at district this Saturday and not going anymore? It’s $57 now with fees and that’s too much. Might as well buy the VIP which is $80 w fees but that is probably a huge scam so guess I’m not going

Anyone got a lasik surgery in the Atlanta metro area in the last few years? I am thinking of getting one and interested in knowing more about where to get it from, your experience and other feedback. Thank you.

Recommendations for local meal delivery services?

Other than Airbnb, what is the best way to find month to month rental options?