Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

How to know the GGID for checking final settlement payslip

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Does anyone have a personal success story as an angel investment?

Roth vs Traditional 401k, thoughts?

Guys 500$ to invest in alt coins..Any suggestions?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Think this consolidation period is going to end in the near term, primarily driven by:

1. Microstrategy “open sourcing” their playbook for purchasing BTC as public company

2. Coinbase to offer staking for ETH in Q1 ‘21 - think how much will get locked up.

3. GME / stonks fallout - retail may moreso see the benefits of decentralization and crypto. Yes Coinbase is CEX to get you onboard, but DEX can’t be turned off.

What is the minimum salary required to be able to save 3 lakhs per month in Glasgow (wife is not working)?

Is Nvidia going up on earnings tomorrow? If you had to buy Tesla or nvidia which one?

Is now a good time to buy VTI?

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Does EY have mortgage benefit？

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

I bet if it were 300B in PPP loans nobody would bat an eye. It’s only when individual taxpayers get a break that everyone becomes a policy expert.

Where are After-Tax 401(k) and employer contributions tracked by the IRS? It doesn’t look like they’re on W2. I know the employer + employee contributions have a $58,000 max for 2021. If I worked at two companies and had match + Roth + After-Tax exceed 58k, how would Uncle Sam know?

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

I have an offer from PWC India and a top Indian insurance company. How do I choose which is better?@

How much time they take to schedule interview.
Have cleared my first round a week ago but still they are unable to schedule second round. Notice is about to end in 3 weeks.

Perspective. I’m retiring from the service and I’ve positioned myself decently to be competitive. I have a graduate degree pursuing a doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP. I’ve been offered two positions that are great and on the human capital team. For someone in this situation where should I be looking as commensurate with my certifications and experience?

Any XD leads here that work at Accenture Interactive or EY Design Studio?
How do you like it? Is one better than the other? I'm talking to both and I'm kind of torn -- they both seem like good companies to work for. Any insight would be great!

What is the best tech track to go into for highly paid temporary contract work?

Applying for a job at Aha! Feeling very passionately about this company and was wondering if there are any recruiters who can help to recommend me for the position.

Information
How variable pay will be paid in wells Fargo... Will I get at least 80%??

I know it based on different factors. But how much does the average performer get??

Can someone help me on this

Hey guys. I recently graduated with a bach in business, a graphic design bach, and an MBA this past May. I thought this would help make me look like a stand out on job applications along w/ my international internship but I can’t get an interview for an entry level job at big companies like Deloitte, Goldman Sachs, or Leo Burnett. Should I take my MBA off my resume?? What am I missing??

Hello All,
I am looking for a job opportunity in Seoul, South Korea in Marketing. I am an MBA in Advertising & PR with over 4 years of experience. Is there anyone who can help me, guide me or give me a referral? This will be a great help.
Thanks in advance!

New to this....best place to buy a Rolex submariner for under 9k online. Also, really like the look of the Rolex explorer II, but have always wanted a sub. Any thoughts or recommendations on submariner or explorer II?

OTS is growing rapidly and leadership has asked us SMs to assist with recruiting. One of our needs is for cybersecurity and data privacy consultants interested in M&A e.g. CISSP, CISA, CIPP, CIPM, etc

Which is good to join..Publicis sapient or LTI?

Ex-consultant now in marketing. Used to be an avid follower here and got great insights on companies when trying to exit consulting so thought I’d try here for advice. Outside of FAANG, what are good large CA-based tech companies that provide good pay, WLB, and culture? DD has great people and WLB, but pay is low and you’re not given the tools and resources to succeed + truly make an impact. Google and Apple are ideal but need backups. Like is Salesforce still good? A company along those lines.

Hello, i am currently working with M&G global as a process leader with 6.8 years of current experience and total 11 years of experience. I am looking for a job in any field, excluding the calling & sales process. I am currently handling one of the biggest key projects for my team (in progress). Due to the office environment not willing to continue here otherwise blessed to be part of this organisation.. please refer/ suggest any job. Surekha N

We actively hire global mobility tax, state and local tax, tax reporting advisory, and audit various sr and higher positions across the US at a top 6 public accounting firm. DM please

For people having serious plans to go back to home country in future, what is the general timeline you are targeting at? I still have 4 years on H1B and my spouse is on OPT and we are thinking contd..

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Would you cash out refi a rental property to buy another rental property?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

I have $200K in betterment for automated investing (eg 90% stock 10% bond) and use Personal Capital to track all my accounts. Recently personal capital approached me to use their advisory service to manage the investment - the fee is 0.89% vs. 0.25% at betterment. They don’t seem to have a better strategy except “we have a live person managing your investment”. Anyone have experience? Shall I consider it? (I don’t have time /energy to manage it)

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

Best provider for good rates on used car loan?

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

Are we headed for the long overdue crash/correction - red everywhere 👀

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

First human to cow transmission of the coronavirus. And the bull is dead.

One of my friends is looking to invest $500, she’s new to stocks. $500 is something she just wanna invest and forget about it for a long time. Please suggest few stocks to invest. 👍

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Is stock market surging tomorrow?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..