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Hi guys,
need opinion
I have received an offer letter from ZS as DAC.
lets suppose they offered X amount
and I was able to negotiate and increase the offer..
now I have mail confirmation from the HR of the new compensation structure that it has been set in backend. however he is saying offer letter cant be changed..so i had to sign the old offer letter while i have mail confirmation for new compensation.
Is this okay ? will there be problem later ?
ZS Associates ZS Associates
Optum is hiring. DM for referrals

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Hmm sorry to burst your bubble but bringing your credit score back from 550 to a respectable level in just six months, especially with existing delinquencies and a substantial amount of interest, is highly unlikely. Especially recent delinquencies, have a significant negative impact and remain on your credit report for seven years. I'm sure making on-time payments going forward will help but it won't erase past mistakes overnight. Just do your best and don't worry about the credit score for now.. just focus on it not going lower.
Took me about 6 years to bring mine back up from low 600s to mid 700s
Your score didn’t drop 200 points in one day, so getting it back up won’t happen in one day. Depending on the cause you might be able to take advantage of re-aging programs that make it as if the negatives never happened.