My parents sold me their condo. There was 180K left on the mortgage which was the loan amount, the purchase price was 300K (gift of equity of 120K). The appraisal came in at 425K. If I sell the house for 500K, is my gain on sale 320K or 200K?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

🔮 Looking for some buys with my new found gains in ETH 🔮

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Is Carvana legit? I've never seen any reviews just a hundred commercials. I could google this but wanted to know if anyone in here sold through them successfully. Thinking of selling my Benz E350, 2013. Let me know.

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

What is your favorite part about being a realtor?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Marcus HYSA rate cut down to 2.0% :(

Favourite money saving hacks? Signed, Broke in New York.

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

How can I invest in real estate ? Looking for an additional passive income source

If I leave big law for ADA will I get canceled?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

I joined pwc last month, and absolutely hating it here. Each weekend has been working, 12-15 hours work day is minimum expectation. And there's extreme hierarchy, where even after you spend 24 hours working on something, the director decides he wants something completely different and you delete and restart. (Note that you request them to review and give their pov earlier on, but they never take the time out)

Brisbane hotels - Hilton or Sofitel?

What is a good credit card to get for travel?

Does anyone know of recruiting firms with a focus on Anti-money laundering? I’m foreign educated and newly admitted NY attorney with CAMS certification but living in Miami lol. I’m here, because my husband practices in SoFlo. Any recommendations? I don’t have any experience but have CAMS.

Guys EY Mandatory learning course answer key anyone.!!??
If someone will provide genuine and positive answer, I can tell course name in comment.

Does anyone have an idea of claiming the LTA reimbursement and could help with the process?

How much do mid-level sales people do in SaaS? (Base Salary and commission structure)

Hi everyone

My current CTC is 4.1L

My skills: Manual, API, Performance testing

Yoe: 3

Thinking of joining another company, How much should I expect in my next package jump?

Kindly help me with your suggestions!

Best managerial practice to solve serious team conflicts?

Hi Fishes,

Is there a minimum tenure that one has to serve in ZS to ask for office transfers? (within India)

And how often do they get accepted and the general sentiment by the management when one asks for it?

Assuming that my team works from Pune (and i like the job scope) but would like to relocate to Bangalore office (hometown) once the team stabilizes and processes are in place.

Would love to talk with you on DMs if you have any experience similar to this.

TIA!

Anyone know of a fast track program for status on American Airlines or is it just the challenge you have to pay for?

Hi,

My team at Fractal is hiring for various roles in analytics, like consultant, data engineer, data scientist across all bands.

Now is a good time to be in Fractal.
If you have 2+ YOE and have above skills, shoot me a DM

Is there Any WFH oppurtunity for BA

Is Caribou Coffee on Monday morning worth it? Line is usually 40 people deep in terminal B.

Is there an issue with American Airlines right now? No one in the Charlotte airport can get a boarding pass in person or from the website

If Anyone looking for flatmate in their preoccupied 2bhk Or 3bhk please let me know.
Male A here
Budget - 12K

PS: Telugu vallu aithe better ani ikkada post chesthunna. TIA

What is salary range in MongoDB for International Sales Manager based out in India?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Any Property Management recs in Seattle area? :(

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?