My parents sold me their condo. There was 180K left on the mortgage which was the loan amount, the purchase price was 300K (gift of equity of 120K). The appraisal came in at 425K. If I sell the house for 500K, is my gain on sale 320K or 200K?

Anyone here tryna go into impact investing?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Is it good to invest through fisdom app in mutual fund or suggest better way

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

What are your thoughts on Tesla stock ? Do you think it will reverse next year ? The company is in very good shape , it is getting smashed because of the twitter drama alongside high interest rate but i think it is very cheap stock today when i think about future prospects

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

What is the *prime* amount of money to bring you happiness?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

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If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Anyone worked in the EUCOM AOR as a DOD/IC consultant or contractor? I am interested in opportunities in Europe, have a TS:SCI. Would love to connect or get thoughts on the roles.

What’s the difference between the excepted service and the competitive service?

EYers what’s the salary band for GPS Advisory Managers?

How can you travel with a government laptop outside of the US ?

How fair is it for the firms to pay different salaries for the same work in different countries? or lower salaries to employees from the developing nations even though they might be working directly with the client or leading projects?
Cost of living is definitely one factor but how would you counter when a Consultant from Mexico and a Consultant from US want to go on a vacation to UK?

Got a verbal offer from the Partner. He wants to bring me in and asked my expectations. I told him a 140K with Manager position. The role was for a senior with probably a lower comp range but he said we can work it around and will talk to the recruiter.

How should I be negotiating?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Who is a PM here? What product/area are you focused on?

Hi Guys.. I have an interview scheduled with JP Morgan Chase. May I know what would be the max limit salary which I could ask for 7.3 YOE, Java Full Stack Engineer.

Very curious to know what other Technical Writers in the Midwest or Eastern side of the U.S. are earning and whether or not that drastically changes if it’s a contract role vs. full time.

Hi Fishmates! Anyone working at VMware wishing to help me out with a referral? Thank you so much in advance!

I heard food is free in exl is that true

Hey Peeps, I got an offer from Thoughtworks. I heard that you get some stocks too. But the offer letter does not mention it. HR confirmed it though that there would be a separate communication regarding the same. I have 7.5 YOE and joining as Senior consultant QA. How much stocks value can i expect to get?

Can anyone refer to any of the following companies? Would highly appreciate it (:

My project client location in Denver started in person mandatory days. Few of colleagues started to go there. I’m confused as I was hired as PDM and I live in east coast and project is in west coast. My leadership is not forcing me anything and they left it to us but I don’t want to lose job because I’m not traveling. Any suggestions?

What is the target utilization for a Senior 2? Or number of chargeable hours goal? Is this ever hard to meet?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Any Property Management recs in Seattle area? :(