My spouse is on H4-EAD & her employer sponsor 100% of her medical insurance. I have an extension coming next year & with the huge delays in renewing HE visa we are thinking to add her in my insurance so if in case she lose job she will be covered. Or can I add her later (in mid year) if she loses her job (like a life changing event)?

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Spousal loss of employment is a life change event. Call 1-800 Deloitte for the nuances and specifics but you can make changes at that time (should it occur).

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Loss of employment is a life change event. You’re covered either way to make sure there’s no gap in coverage.

Thank you for replying. As of now she isn't on my insurance but if the job loss isn't considered as life changing event I would add her in my insurance for whole year to be on safer side

what is HE visa?

H4

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