New to this- but how do I buy one house when I haven’t sold the one I’m in? I need the sale funds from this one to buy the new one.

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

How much do you have in savings (cash, 401k, etc.)? And how old are you?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

Betting on ETH because I think it has real value other than just a currency. Why’s it slumping though.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Sold all of my holdings yesterday. Don’t see this bull market holding for another week. What are other fishes doing?

Any REIT ETFs that people like?

I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

How is 99k salary in New Jersey area ? I have to settle with family (wife and kid 4yo). How much i will get post tax deduction ? Can any1 help with approx expenses (avg middle class living) per month

How do filmmakers find investors?

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

Where’s everyone spending their Labor Day weekend?

Is Argyle, TX good place to buy home and raise family?

Has anyone gone through BDO associate interview case study step ? I have my case study scheduled end of week and I am wondering if anyone has gone through it and advice how shall I prepare. The role is in capital advisory

What do when you’ve already accepted a job offer but then received a better offer? Does it look bad on you to decline the first offer?

Re-read House of God recently. Medicine is absurd as it ever was!

Anyone have any insight into the financial services practice group at Troutman Pepper?

How is Job Security at Capco?

NYC is the place to be.

Hi Fishes,

I am going to join Harman connected service in next month for mercedes benz client. Can you share me the information about the mercedes and HCS . How is the work there . Is it challenging. The Hr told project is on IOT devices data engineer. Can you share thoughts.

Thanks

Hi Fishes,
Anyone from Cognizant Pune? Need you help..
TIA

If you're interviewing at a competitor of a firm you used to work at, what are the chances they call your old boss?

Are we all small training sets waiting to experience and learn it all and eventually be part of the master AI aka God?

Hi, does anyone know about kyndryl GTS development lab? Is it good to join as a data scientist?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Any reason why the listing agent recommend I use a specific title company?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Does buyer have to share appraisal with seller? Can seller request it?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How can I invest in real estate ? Looking for an additional passive income source

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!