Off topic!!
Guys, if we make payment in store via credit card then it costs 2% charges and it should be borne by customer only? Or it should be borne by ship owner? Please give your insights on this

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Posting as :
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The merchant discount rate is charged to merchants for processing debit and credit card transactions. To accept debit and credit cards, merchants must set up this service and agree to the rate. This needs to be Bourne by Merchant

This ranges between 1-3%

It is not legal to shift this cost to customer. Ask for receipt in wordings of 2% extra cost and file in consumer court

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the problem is the shop owner outright refuses to accept in card payment if we refuse to pay 2% extra. They will ask for cash.

Happened a few times with me.

ofc shop owner

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Shop owner

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Shop owner 99%+ of the time, but sometimes they ask for the 2% extra upfront.

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I made payment first time via credit card because i was getting cashback of 2k for emi option while purchasing in store and owner asked for 2% upfront and had to pay him 500inr.

2% extra*

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