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The risk and cost of coronavirus treatment is virtually zero for young and healthy individuals, even the unvaccinated. Probably makes more sense for them to charge their overweight employees, smokers, etc more rather than the unvaccinated.
It’s nice to see all the efforts focused on getting people vaccinated, but in the grand scheme of things getting people to lose weight would have much greater health impacts and would reduce overall healthcare spending.
In other words, let’s start discriminating against both the unvaccinated and fat people.
Rising Star
I actually agree with you; I think there should be more of a sliding scale or cost based on risk factors and behaviors. That includes choosing not to get vaccinated. But yea, also should include dietary choices, smoking, lack of exercise, etc.
When can we get a premium added for obese folks?
If you're over a certain BMI, you should be paying more for insurance as you're a burden on the health care system.
Pro
For all you people advocating for similar surcharges for obesity, smoking, drinking, etc. You're missing something. All those chronic conditions already financially disincentivize the people who have them. It costs money for diabetes testing supplies, prescription drugs, doctors visits, etc.
Before Delta did this, there was NO financial incentive to be vaccinated for most people who aren't vaccinated. They all think they won't end up in the ICU until they do. When they do, they hit their out of pocket max in one go and, if they survive, may have some ongoing costs from long COVID but are otherwise done. And those ICUs stays are incredibly expensive. Not the same as a chronic condition. At. All.
With this move, Delta is putting a financial incentive for people to be vaccinate to offset their potential costs from a completely unnecessary ICU stay.
How bout a premium discount for those vaccinated 👀
Rising Star
We didn't get a premium discount, but we are offering additional HSA $$ to vaccinated employees
I saw on Twitter that the fee could be related to the CBA which prevents medical mandates. So this is a loophole
What if you’re obese, or a smoker, or promiscuous and regularly have unprotected sex? Where do you draw the line?
Look OW, I’m not anti-vaccine and I got the vaccine myself as early as I could. However I’d hardly call this a proven vaccine as we continually learn more about its effectiveness and we have no way of knowing long-term side effects. In that regard, I understand where people are reluctant. Top health officials are still learning as they go, and that worries many. Again, the benefit outweighed the risk for me and I got the vax, but I certainly wouldn’t push for a mandate
It has to be illegal.
Lol, if that were the case all of these companies with surcharges for smokers would be in big trouble.
Of course it's not illegal, although there are controls in place to make sure that surcharges like this are justified, actuarially sound, and do not unfairly target protected classes.
Actually delta is a federal contractor they will now be required to not only mandate vaccines but all of Deltas suppliers will be as well