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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
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No
Only if it shows up on your w-2 with other states, assuming you've been reporting your work location in Mercury correctly this whole time.
If you work in another state you are obligated to file taxes in those states - assuming in time sheets you indicate that you performed services in those states. I traveled for a week to Portland, submitted time indicating such, and have to file the state taxes. 🤦♂️