Our HHI is just over $1m and NW is nearly $4m. I’ve always been a DIYer in terms of financial management and have felt well versed in financial / tax management, but I keep wondering if I’m missing something especially now that I’m dealing with a high income and NW. Do you think I should be engaging a pro just to be a second set of eyes? I’m especially worried about tax optimization but wonder if a pro will add value

New to this, not new to Covid, anybody feel it was here wayyyyyy before they announced it being here?

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Folks, AC Kolkata employee here.
Will management approve my request to buyout half my notice period if i promise to serve the other half? Also, any idea how it will get calculated?

Need ur urgent help and advice on this.

Tomorrow is zs holiday in India offices. So will be the salary get credited today??

Trying to be really understanding about coworkers with no children feeling stressed during the holiday season, but it's hard not to ask if they'd prefer to go home to my sick kid, frustrated spouse and dirty house instead of their empty apartment where they have a flat screen TV and a beer waiting. How do you keep sane?

Working as a Manual Tester. Anyone can tell me how much time required to learn Automation Testing.???
So I can face the interviews. 😜

Looking for an art partner to come in at the ACD or what my agency calls “group art supervisor” level. Fair warning: it’s pharma, but business is really healthy and leadership usually fights really hard for creative that doesn’t involve couples strolling down the shoreline hand-in-hand :) Hit me with your book if interested

Joe Biden is done. Do the Democrats seriously not have a single candidate they can run that can actually beat Trump?

Any Sales Leaders doing any of the following with their sales teams?

- Entering a new market.
- Entering an old market with a new product.
- Trying to focus sales efforts onto one objective.

I’m putting together a beta program that was successful for my current company and I want to see if it will help other leaders.

Let me know if this interests you below. Thanks!

So Zulu just won an award for culture. Is this BS? I’ve heard it’s a terrible place to work. What’s the vibe?

Have zero data experience. Best way to start self learning?

Any suggestions for a doable road trip for 3/4 days from LA in late Jan / early Feb?

What is Advisory Technical service specialist role in IBM?

Offered Band : 7A

Will IBM consider revising offer if we have counter offer?

Anyone know where I can get some Nastyass fast food style fried fish around here?

Wondering everyone’s take on password-protecting your UX portfolios? I have some case studies from a previous B2B startup I worked at. Although the work isn’t under an NDA, I’m wondering if it’d appear more professional if there were a password. Alternatively, any advice on how much detail to show on a case study in situations like this?

What are the best cities to live in for FIRE?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Anyone a CFP as a side hustle?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

For those of you who made your first million in net worth, what did you do next?

Have 20k, what’s a good small business to start with this fund? Serious question here

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

FIRE - What is your total net worth so far? What's your profile?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Best long term investment strategy against inflation to get to a large nest in for retirement?

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?