Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

healthcare promotion from EM to SM in your firm? trying to calibrate expectations....

I’m starting the IVF process and planning to do my first egg retrieval in early June. I’m hoping to do back-to-back retrievals due to my age and hoping to have at least a few healthy embryos before we try our first transfer. I have Anthem BCBS has anyone done this and has insurance/fertility benefits covered it? Thanks!

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Best book you've read recently on personal finance?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

Hello,
Does Cognizant provide reimbursement for WFH setup?

Hi

Wellbeing Program
Employees will receive a reimbursement of up to INR 10,000 for eligible expenses per calendar year.

What's this program in S&P Global?

Does EY help pay for hearing aids? Starting full time this fall and I think I remember reading something about it when I interned but I no longer have access

Hi Fishes,
What are your views on Verizon data services Bangalore. Is it good time to join as Engineer ll cslt.
What kind of work is given, any inputs are helpful.
Thanks.

Expected salary for a first year JD Tax Associate (KJD so no legit work experience besides summer internships) at an accounting firm in a large expensive city (NY, LA, SF, Chicago)? Big 4 or BDO/RSM/Baker Tilly etc.

What are some feasible exits to the investment industry? PE seems to be too hard. Currently at Strategy& Deals Strategy and will leave at the 3YOE mark

👿🎃👻 Halloween started early. I was ghosted, again. 👻🎃👿

Hi everyone,
Is Hexaware giving gifts anytime in a year ? 😉

I'm an EMR implementation specialist looking to transition into consulting. Does anyone know of any opportunities where this kind of experience would be useful? Thank you for your help in advance!

What books would you recommend for someone wanting to get better at sales?

Hi fishes, Good evening
I am a Data Engineer with 5+ years of experience. Current package 8.8 LPA
I Resigned on 12th july 2022. They ask to retain me at (11LPA+1LPA) Retaintion bonus
I asked them (12LPA+1LPA ) Retaintion bonus. Did They agree? Thanks in advance?

Hi Fishes, can someone throw some light on how much can I expect for below skill set :

Java Full Stack and microservices.
Yoe : 12
CCTC : 27 FIXED + 3 variable.
Current designation : Lead SE

Hello Fishes,
I am looking for position in Product Ownerships /Business Analysis /Product Management role.
I can join immediately.

What is the best way to search for remote job openings in the IT sector in Canada provided you already have a PR and everythg is legal

Best websites to find new jobs. LinkedIn isn’t working for me at all. Looking to relocate to Tampa

I’ve been in non-profit finance for over 6 years, now looking to go into compliance. I’ll appreciate any advice I can get.

What are some good tech companies that aren’t the typical ones you think of (FAANG). I have been doing tech consulting (actually deving, full stack), but want to get into something more technical, and have my trajectory be product owner or architect vs business manager. Not sure I’d be able to swing a FAANG

I want to get a bottle of liquor from Canada that isn't sold in the US. Can't get it shipped. Anyone from PA/DE/NJ/NY going to Quebec anytime soon that would be willing to bring a bottle back?

Is Deloitte USI specifically in Oracle Cloud Technology, Is it doing layoffs? Level Senior Consultant

When negotiating a new job, how do you approach the signing bonus conversation and the relocation expenses conversation?

Context: consultant (almost SC) looking to relocate from Toronto to London, UK.

Looking for a new challenge and have heard great things about Adobe. Does anyone have feedback on the inside sales/account management roles?

I’ve been married in a Catholic Church before and now divorced but my now boyfriend says he wants to marry me in a Catholic Church someday. How do I even start a petition for that? Also is that possible to re-marry in a Catholic Church?

Anyone here from NYC? Be cool if there was a meetup.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

For those of you who made your first million in net worth, what did you do next?

What’s the meaning of life before FIRE and after FIRE?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Decided to payoff my mortgage.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!