I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

How do you earn $500k and still feel average?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

When picking up a J2, how much should you include about J1 on a background check?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Can I get some advice on apartment hunting in the DC area?? Have to be able to get to Penn Quarter and Catholic University via public transit. I am having the hardest time finding. 2bd + Den OR a 3 bedroom with in unit laundry for under $4300.

what are you continuing to scoop up in these uncertain times? I have auto invest into s&p, but thinking a specific security could be more beneficial.

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

One of my big hang-ups with biden tax plan is raising corporate tax across the board. Why raise taxes on businesses when we've just found out how fragile it is to be able to run a small business?Why not at least propose some kind of progressive corporate tax structure if you want to raise taxes on corps?

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

Anyone travelled internationally and returned in Advance Parole recently? I need my h1b visa stamped but due to delays in india I am not getting an earlier date for Dropbox. Due to family reasons, I need to travel now and traveling on AP is the only option. Wanted to check if anyone here any advice on my situation?

Is there any plan of opening new office in chennai? Considering current situation

As a liberal arts student, I’ve been piecing together how to create a killer portfolio but am at a point where I need some personal feedback. Would anyone be willing to look my portfolio over and provide advice on how to improve it? Thank you!

My H1B petition is approved( visa processing is left). What are the next steps and timeline? Should I retrieve my resignation in hope of this?

What is the Client Partner role like?

Not thrilled about having to fly United for this engagement. No status on any airline- any ACN promotions going on right now?

What’s the earliest you’ve seen them start checking bags? Today the overheads were full after Group 1 for ORD>BOS

Any book recommendations about human psychology / thought processes?

Hello Fellow Fishes

Can someone suggest a good website to create resume/cv Or share a blank template that you know worked well for you during job search?

Would highly appreciate your help. 😊

Is it easy to get pigeonholed into doing ServiceNow work once I agree to get trained in it for my firm's practice? I think it'll be great learning a new skill, but don't want it to be a forever thing.

A question to all the men in here, what are your age criteria for dating/serious relationships? Is it true that 30+ females have it much harder than females in their 20ties?

I'm looking for a job change. I have 4 years of experience as an ETL DEVELOPER. I worked on different ETL tools like SSIS and ODI. Do let me know if any openings

The new X7 looks like a faakin’ Kia….

Hi, How much compensation Microsoft provides to M365 Support Engineer with knowledge of Azure also, for 3+ years Experience ?

I’m a designer in the planning/landscape architecture dept. of a CE firm. Extremely frustrated that after 4+ years and multiple asks, I’m not getting the in-field construction experience I’ve asked for. I know that my designs could be better if I could see how things are actually built but I get slapped in the face with “I need you in the office designing/drafting” or “there’s no budget to have you go out” and then sends an intern to inspect instead. I’m 5 yrs out of college. Any advice?

Does your agency have any revision requests you always turn away as a rule of thumb?

I'm working on establishing our video department and I pretty much have to start from scratch as far as client/internal understanding of the video process goes (we are a fairly small agency). Any other general advice would be awesome as well.

Why is this bowl so silent ? I had been expecting some risk related discussions. 😔

In HCL, I believe that iSuccess Learning Portal is the only Portal for the Learning Stuff or any other Portal is there.

Kindly inform guys.

Where are you in your own path to parenthood?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Have 20k, what’s a good small business to start with this fund? Serious question here

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Are investment properties good for retirement?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anyone here from NYC? Be cool if there was a meetup.

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉