Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

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Yes and yes. Search for promotions online, there’s usually a good discount available

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What are the annual returns like for the program?

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Any long term data available?

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Think they (motley fool) have their track record posted on their site, by service

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Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

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Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

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Bitcoin about to tank?

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In your opinion, what’s the best hedge / best buy against rising interest rates?

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Can't register for binance or bittrex 😮

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Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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I have square stock that I bought at 240, do I hold? And what’s everyone’s thoughts on Zoom? Sell or hold?

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Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

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How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

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Can anyone recommend an accountant with e-commerce experience in NYC?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

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Experienced folks pls share your views. I am planning to buy a 3bhk. All tower corners (4 sides) have 3bhk options available and I might get to choose inventory in any tower and on any floor. Point to note: North has City view, South has Hill view, W has Forest view & E has city view. If you were gonna buy a flat in this site what all things you would think and then make a decision. First time buying flat.

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Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

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Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

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Do you believe that economic inequality is as bad a problem in the US and gloabaly as we are led to believe, and is a wealth tax a viable solution to the problem?

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If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

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Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

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I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

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What will be the effect of US recession on KGS?
What should we be ideally prepared for in worst case scenario

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Why do you live in Philly? Do you ever wish you lived in New York?

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What are the director level salaries of Product Manager in SF/Bay area?

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Hi ,

Can anyone suggest about fitment round .

When your date shows up with a pencil and paper to confirm for herself that you really can sketch like you claim 🤣

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Do you all sometimes feel overwhelmed by all the self care tips you see online. Gua sha, sleeping mask, satin pillowcase, this body wash, that scrub, dermaplaning. I don’t know what I should do vs. what not. 😰 and I feel like if I don’t do it, I’m not taking care of myself and not going to look good a few years later. 😓

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Anyone a manager? I’m recently diagnosed (26F) and I can’t help but beat myself up everytime I fall short of my to do list. Makes me feel like a huge disservice to my team. I’ve been trying vitamin D and working out, but it makes my “highs” and “low” SO extreme. The simplest things are so complex in my mind.

If anyone feels similar, how do you manage these feelings? I’m personally considering switching to an individual contributor role, but can’t help but feel like a disappointment if I do.

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How many days of preparations needed to get PD1 certification? And how can I prepare ?

What challenges are you facing in your career as Project manager?

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And then the first assignment hits.

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Anyway how was your weekend?

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Get FUCKED, WestLaw. I only switched windows to draft a paragraph, not to end my session.

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When Obama releases a statement on the Ukraine/Russia conflict.

No, no nothing hypocritical about it. 🙃

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Is changed and manually status for Authorization object is recommended by SAP OR not ? If not why ?

How many physicians do we think use stimulants or other things to "get through day"

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Dark and meaningful anime recommendations? I hate the awkward humor and constant fan service in most animes

Best west coast pharma agencies?

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Additional Posts in FIRE Financial Independence Retire Early

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

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Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

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For those of you who made your first million in net worth, what did you do next?

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FIRE - What is your total net worth so far? What's your profile?

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Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

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Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

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Anyone start later in life? About to turn 32 and my retirement savings are sad.

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Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

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I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

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Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

likeupliftingfunny

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

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Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

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Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

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I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

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First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

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Have 20k, what’s a good small business to start with this fund? Serious question here

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I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

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What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

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