Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

My firm doesn’t match my 401k — still worth opting in?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

I get Waddle & Pollard, I give away Mattison and Davante Adams. Good or bad trade? I am 0-3.

In your opinion which is the best target fund to choose in IRA Roth?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Pre-tax 401(k) or after-tax...thoughts?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Top EA horror stories? I could use a laugh - I know we all have one! Early in my career especially

When I am looking at an email attachment in Outlook it shows the Google Chrome logo but when I open, it opens in Adobe which is what I want. Even though it is opening an Adobe, my boss would like it to show the Adobe icon instead of chrome next to the attachment… anyone know how to do this ?

Hello,

Would anyone be kind enough to help refer me to Google EBP?

Thank you in advance.

Can someone please help me to decide between Zee entertainment enterprise ltd and Deloitte for 3 YOE in NodeJs Developer ?

Hello Fishes.
I'm working with Hdfc for 2 months now.
I got a job offer from ANZ bank.
The notice period of hdfc is for 30 days and I have all my privilege leaves left.
Can I used them during my notice period?

Managers at Accenture Strategy (South), what was your pay increase going from consultant to manager? Any promotion bonuses?

How often does Accenture Strategy use Python during projects? Is it worth taking courses before joining?

Hi All

Looking for recommendations for the SHRM-SCP exam; going the self study route…thanks

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

What are some roles you have seen sales people successfully transition to (from tech/SaaS)?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Has anyone used a hotel in New Delhi (Indra Gandhi) airport while in transit? How was your experience? Are you stuck to the confines of the hotel or can you leave the premises? Traveling to Delhi from USA and I have a long layover 12+ hours to get a connecting flight to my final destination in India. Traveling with 2 little kids…any help, advise will be appreciated 🙏

Negotiating sign on bonus after spectacular interviews, director level. What’s the highest number you have received as sign on bonus?

Hello Fishes

How is the WLB, annual hike, work culture in MasterCard?
Role- Middleware

Hi need a referral at Bank of America for data engineer profile

Anyone interested in fashion? Stated a clothing brand. Need sales.

Friends what are the benefits of green card for parents if they do not want to relocate? Anyone else faced similar situation

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

the more I want something, the harder it is to achieve. anyone has this feeling also?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What’s the meaning of life before FIRE and after FIRE?

Sooo AMC.. who’s in?

😂

Decided to payoff my mortgage.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

What are the best cities to live in for FIRE?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

For those of you who made your first million in net worth, what did you do next?

Have 20k, what’s a good small business to start with this fund? Serious question here

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?