Passed the CPA before starting as an FTE in 2019. All LCOL, job changes in 2022 & 2023.

2019: 52k, 5k bonus
2020: 63k, 7k bonus
2021: 90k, 3k bonus
2022: 170k, 45k retention bonus, 5k stock
2023: 155k, 13k bonus

600k house w/ a 470k mortgage
165k investments
65k rainy day fund high yield savings account
Saving about $9k/month with my partner & no kids, average age of 27.

How are we doing? Any areas to improve or tips from others doing better in similar spots?

likehelpful
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You know you’re making good money especially for how young you are. Congratulations- don’t pay down your mortgage if your rate is lower than 5% that’s just silly advice.

like

MS, not if you can put it in the market instead. Even some CDs and bonds are above 5% now. If I had $100 and could pay it towards a mortgage to save $5 or have it grow by $7 (both compound) then I’d rather make the $7

Planning on having kids?

If so, open a 529B.

If not, pay more principal off on mortgage monthly.

Right now, homes are the best asset for the return and less time you have a monthly mortgage, more fun you can have😀

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Average age 27, what's the range 😬

funny

25 & 28

You go from advisory at GT to something else?

Industry for me was too much of a constant day to day. I hated the repetitiveness of it, what some people say is less hours I found was constant hours. I could never get away, if I vacationed for a week everything was still there, brutal.

How'd you find the CPA?

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