Please help me choose out of below considering all factors:-

YOE - 11+
Offer 1 - HSBC (34.35 fixed + OTVP 3.52 - 7.5 lakh)
Offer 2 - Virtusa Riyadh (26K SAR per month +10K SAR joining bonus)

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Well if I consider Riyadh, let's see how the expenses would be for a similar lifestyle as India for a family of 3 :-

Rent - 6-7K SAR in a non-compound near office since traffic is shit there.
School - 3K SAR for international school since CBSE schools there are just awful.
Groceries - 2-3k SAR
Outings - 2K SAR
Utilities - 1.5K SAR
Car - 2-3K SAR. It's a must there
Misc -1K

Total - Approx 19-20K
So that gives me saving of 6-7K SAR , around 1.38-1.6 lakh.
I can save more than that with my wife also working here in India with a decent package plus I wont have to put her career on hold too.

I am trying to negotiate it to 34-36K SAR, otherwise its no point disrupting my settled life here

smart

Yup make sense considering all the parameters you have. It would make more sense if you go alone for 1-2 years for wealth accumulation and come back and join a captive/bank in India . But your plan also looks solid too brother

smart

Considering the PPP Riyadh would be a better opportunity what you would be able to accumulate double the wealth in half the time…but life there is quite restrictive overall

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