Quick question: anything to look out for when purchasing a quick move in home in the Houston area without a realtor?

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Flooding.

likehelpful

As mentioned by others find out if it’s in the 100 or 500 year flood plain. Find a good residential inspector. Check utility bills for summer to get an idea of whether it’s well-insulated. Be sure to get a survey and title insurance.

helpfullike

Foundation

likehelpful

HOAs!! Not just the fees, insist on seeing their bylaws. Some have shady practices but you can't do anything about it cause they're largely unregulated. Search up HOA horror stories in Houston for inspiration on how creative HOAs can get.

helpful

Thank you for this! There is a link to their HOA website. I will check it out now

Don’t do this. There are so many thinks to look for like the condition of the stucco that a GOOD realtor will know a lot about. PM me if you want a reference (they earned their commission for sure)

smarthelpful

Social Media Manager 1 - yes some people don’t install them correctly or with the correct venting systems. Other people don’t maintain them correctly by getting it re-sealed every 5-10 years either. Really need an expert to take a look

Why would you not use a realtor as a buyer?

You're still going to "pay" a commission by way of the seller's agent, but you won't have anyone familiar with the market that can negotiate on your behalf...

My realtor just saved us 5% off list and got us a few thousand in appliances thrown in on a new construction home in the heights. Well worth the $750 fee. Had I not had a realtor, I maybe could have negotiated his 3% off list (by saying you don't have to pay my realtor) but no way would I have got down to 5% off.

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Not sure if you know but a few years back we experienced hurricane Harvey.

helpful

Scams be sure they don’t say we are private owner

helpful

Look up the house first and be sure that they are telling the truth or you can get scammed out of a “application fee”

helpful

Depends on the builder and lender (using yours versus using the builder’s for example).

Realtors would typically be better at negotiating final price as well.

helpful

I’m glad you asked this question. In 18-24 months my wife and I will be looking to purchase a home in Houston as well. As homeowners what do y’all think is a decent amount for a down payment?

helpful

I know a really good Realtor in Houston that saved me $$$$$, PM me if you need his info

And MUDs (municipal utility districts). License for developers to print money, especially in new subdivisions.

helpful

I have no idea what that includes. My mud rate is .778. There is school tax, county tax, ems tax, line star college tax, etc. look all that up on the address you are considering in hcad.org. You have to look at how much the monthly rates for water usage, sewer fees and the dreaded regional water management fee that is for long term infrastructure building. If the mud is new or has to build infrastructure, you will get a special assessment tax.

helpful

Flooding

helpful

I just bought a home out here. It will be similar to anywhere else but the biggest two to consider are flood zones and tax rates (it's crazy in Texas).

Nice!! Thank you 🙏

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