REFLECT ON THIS

"You’ve climbed the mountain of wealth, but the summit is silent. What will your freedom echo—abundance shared or ambition unbound?"

Any good books recommendation on effective client communication/business writing?

Please tell us, since COVID started:

-weirdest thing you've eaten
-weirdest thing you've watched
-weidest thought you've had.

Is CBA good organization to work with?
How is the job security and wlb?

Anyone with two full time roles run into the issue of having conflicting meetings? What do you do?

How is pega practice in LTI ?

Is part time work in audit ever possible?

Value Vs Price

While selling something I believe in, I've always focused on the value to justify the price & leave a little room to negotiate.

If I personally believe in a terrific, purposeful value packed product that commands a certain price- I would make sure it gets reflected the way you position, pitch and solves a crucial pain point like no other.

Reason being simple- If you believe in something it's easy to sell

Looking for my next play as Tiktok India had to restructure. Thank you!

Hi
I'm completing my MBA in a few weeks. I'm CSM certified. I'm seeking advice on my best course of action. I have experience as an Account Manager for 7+ years but I'm seeking a position as a Jnr. Scrum Master

Scoping out a new role. If anybody knows of a Chief of Staff role at a startup/scale up, please let me know. UK based and ideally remote or South West. Thanks

Howany competency parameters needs to be at next level to become consultant?? Is there any other criteria?

I have been working as an AC ~ 30 months

When did you know you were ready for a senior leadership or an executive role?

I am currently working in advertising with experience on fintech & CPG. I would like to work in tech marketing, specifically Google’s APMM program.
I’ve been studying some PM/PMM books/podcasts/videos, attending Google events, and want to keep learning more to try to prepare myself as much as I can.
What resources helped you get into product marketing/Google?
Has anyone here moved from advertising to tech?
Would love to hear from a marketer about their experience getting into Google.
Thank you

What is the salary range for Senior Consultant level in KPMG ? Yoe-7 ;Tech : SAP IBP. Is Scon level is good or shall i ask for Manager? Is SCON or Assistant Manager is one and the samw thing?

In house insurance defense comp. What’s the highest paid and lowest paid companies? Which companies give bonuses? Please provide yoe and salary.

Looking for good trekking shoes. Not super expensive. Any recommendations?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Does anyone use yieldstreet or crowdstreet for real estate investment?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone investing in index annuities? Can someone explain why this is beneficial?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?