Anyone investing in index annuities? Can someone explain why this is beneficial?

How do y’ll save money on taxes? Other than obvious routes like 401k.

1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Who all is looking to buy a house and in what area?

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

What are some good modern/post-pandemic personal finance books you can recommend?

I teach a hybrid of face to face and virtual instruction and we have 1 hour and 10 minutes for whole group instruction. These are fifth graders. How would you use this time to maximize learning? What strategies/methods would you use for engagement and mastery?

I definitely feel like student engagement is low in the virtual realm. Any suggestions would be great.

Should I borrow $70k more with my 30 yr mortgage even though I have no immediate need? Tempting with at 2.5% interest rate.

Anyone from BCN here?
How is the overall flexibility in the firm? Do they allow wfh etc.

Anyone have a favorite healthy recipe? Realized that I eat terribly even when I’m home in my own kitchen...

I personally feel Virtusa is going through some positive changes after BPEA acquired it.

Hello! Any body willing to chat about Principal, Strategy & Operations role at Slalom Canada, and potentially refer?

What is something you want in a partner but is so absolutely ridiculous and can't put it in your profile?

E.g., they must be into manga/anime, but not to the point they drag me to a con to cosplay

Is anyone recruiting for a sales development manager/ SDR manager at their company right now. Im based on the UK and would love a recommendation or referral. I have 8 years of sales experience with 4 in tech sales (mainly new business and hunting). Thank you in advance.

The future of the TV industry is not looking too bright, what is the best way to adapt to the rise in popularity of other types of media?

Anyone managed to fly their parents down from India to US off late? Cousin’s pregnant, trying to book tickets for early Dec. trying to understand how entry here is playing out here. I know Qatar and Emirates aren’t operational yet for flights from India to US.

Hi
Can anyone help me how should i explain my project on which i worked in my current company to the interviewer.would be very helpful if someone can help with the basic format from start to end or else can give example of their own project.

Thanks in advance

Salary credit timings? Icici bank

how am i supposed to determine the number of partnerships if i keep getting org charts that don’t clearly state that entities are or are not partnerships?

Hi

Is anyone able to access prudent mediassist portal to submit claim after new entollment ?

Hello Sharks,
I have recently got an offer from a real estate IPC for associate consultant, offering 7 LPA which is 33% hike Approximately on my current CTC,
Is it worth taking this offer?
Location is Gurgaon, can I survive easily in such a place with this pkg?
Please help!

Hello,

I have done my cyber security certificate CISSP with 9+ yrs exp can anyone tell me how can I move in to that role and how much salary I can expect l.
Thanks in advance !

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

the more I want something, the harder it is to achieve. anyone has this feeling also?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Best long term investment strategy against inflation to get to a large nest in for retirement?

Today I am 28! Any advice you wish you had at my age?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?