Share the most interesting/spammy DMs you have received in Fishbowl

If you could automate one thing about your work, what would it be?

What band is mindtree associate manager? C4 or C5?

Anyone recently promoted via IJM & got eletter too...can u plz DM me, I need ur help.

Hi fishes, I want to submit broadband connection reimbursement request via Global Claim System GCS. Is there any chances of background varification regarding the broadband bills??
Thanks in advance.

I messed ups no need help. Idk where to turn.

I’ve been using Apple Pay for the subway, and I saw a sign that said if you do 12 trips a week then you wouldn’t be charged after that. I’m being charged past 12 trips… is there something I need to do? Any tips would be helpful!

I tutor ESL after school and recently switched over to Zoom. Students are stating that they are unable to annotate. I’ve read that this is common for Chromebook users. Does anyone know of a way to bypass this and/or any video/picture tutorials? Otherwise, it looks like we’ll just have to add an additional open tab with a google share doc. Many thanks in advance for any guidance you can provide.

Anyone here that can give insights into hours and wlb in Deloitte Consulting (finance and performance) in Dubai? Curious to hear honest answer on how much work is expected there.

How does IT SOX audit in industry usually do during recessions?

Planning to move to LA in August! Budget is ~2k, and need parking and would prefer a newish building. Will commute to Century City. Any recs on areas to look at? Pasadena, maybe?

Apartment hunting in LA… having a bit of sticker shock. did everything go up? Will it go down in the fall??

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

I think I’m about to get my first experience of getting in trouble with a partner for work that I actually already sent for review and followed up on multiple times (and brought up during calls). Stay tuned… 😑

Hey I'm a lawyer who has a few years of experience. Do people hire guys like me for clerkships

Hi,
My date of joining in TCS is 16th November 2022

- Will the onboarding be virtual or physical?
- How many days would it take before I get a laptop and start working?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Ready to do my first back door Roth. I have already filed my 2021 taxes. Can i still do a back door Roth for 2021 if I do it before April 18? Or will it only count to 2022 now?

What time of year does everyone do their contributions/conversions?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

How do you start searching for mortgage loans and what do you look into lender

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Will markets jump upwards the day Putin dies?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Buy the dip?