Is it still worth buying Tesla stock? Especially after rising so much since year start?

Does having student loans impact your ability to get a mortgage?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

Personal finance book recommendations?

Hey all, I reached a milestone today and wanted to share. From this afternoon it’s officially been 5 years since I started down the personal investmenting journey!

For those of you just starting, it gets easier and satisfying as your wealth builds. Mistakes happen but you learn and move on. For those far ahead of me, looking forward to what’s to come 😄

How long have you been investing and if you calculate it, what has your annualized return been?

How are these 100% remote positions working? Is anyone living in one state and working in another? I’m wondering about tax consequences and bar admission in particular. Appreciate any insights!

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Best online brokerage platform? Fund selection and trade expenses

What are the best credit cards to use for
Personal use , flight booking?

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

What are first steps to building a real estate portfolio? I want to have at least 50% of my income be passive by the time I’m 30. I’m 24yo now, have saved up some, don’t have student loans or any debt. I have two brothers who is helping with college though and really need to be creative. Totally willing to adjust my lifestyle to reach this goal but just am not sure where to even start.

Sometimes I feel real financial stability is a universe away. Wealth is so hard to build. I’m 24, first-gen, thankful for a couple of very accredited degrees...but it feels like I need a miracle.

I started a few new business ( with debt) this year, and because the way my taxes looked with other losses it looks like I didn't make a ton of money. Now my credit dropped from 800 to 720 and I'm having trouble getting credit. Despite having a perfect payment history and fully able to cover all liabilities. Any way to get the credit up. If I pay off my liabilities then my credit history gets shot with young accounts. What's the best way to handle this?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Is it a good Idea to inform my boss that I'm looking for other opportunities

What is your approach to working with high risk clients who tend to be combative and resistant in your sessions?

After technical round on an average how many days citiustech take for 2nd round of interview ???

How much are y’all paying for a studio in River North?

So who is offering to host the holiday party?

Can anyone share their salary % increase (and $ amount if comfortable) for promotion from senior to associate manager? I find the lack of pay transparency at TSG a little frustrating compared to B4. TIA!

#Need help Fishes
Have recently started learning Azure DE through videos (purchased Udemy course - Amit Navgire). But unable to understand much. Even if I am able to understand, just forget it the very next day (like steps to create linked service to storage or Data Lake account, etc..)
What should I do to understand it in much better way ?
Note: Have past experience in data analytics and little bit in Data Science

Infosys/TCS vs Trinamix for 12 years Oracle Financials Cloud Consultant, Chartered accountant, cctc 32 lpa fixed, Infosys offer 40 lpa including 20% variable, trinamix 40 lpa fixed + 2 lac jb, considerations job security, wlb, salary increment to beat inflation etc.
Suggestions requested

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

Where should a 30 y/o, single male live? wicker park/bucktown/logan square? Or somewhere like lakeview or roscoe village?

Interests: biking, food, art, books, coffee.

Hi All

After how many days do we get the FNF payout after all stakeholder clearances?

What is the salary base for Internal IT Audit Manager within 8 YOE in NYC? Looking for both Big 4 & industry for comparison. TIA

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

Started at my first agency 3 mo. ago. I’m doing great work on exciting clients, but I often feel uninspired and drained. Is it growing pains or is this the wrong industry for me? How will I know?

Question for MAIP Summit: How to successfully transition to client side? What are some tips and things you look for when finding a career outside the agency world.

Hi Fishes !!!

I'm looking for a job referral for an entry level project management and market research job profile. I have 10 months of experience and available for immediate joining.

How does Christians feel about therapy sessions? Should we be taking our problems to therapists and psychologists or should we take them to God and pray about it?

Any thoughts on I bonds? Some recommended them. Pros, Cons ?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Ally bank dropping rates again. CD a good choice?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Wish I listened to my roommate on Blue Apron. Up 115%

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Best robo investing platform? Current shortlist is SoFi Invest and Betterment. Trade off right now is no management fee vs tax harvesting

What are your thoughts?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

Just received an email from compliance that Wealthfront should be labeled as a brokerage account and needs to be closed. Anyone know how to work around this? Using it just for the cash savings account

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

Buy the dip?

Best layman explanation so far for....

Why WTI Crude Oil traded at minus -$37

Imagine the following... you pay $500 today and commit to receiving an escort at your house in 15 days. Continued....

Now that flexing has become common: 31 year old senior associate, net worth of -$15k, salary of $80k, career in flames, renters destroyed my only property. AMA

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Anybody planning on FIRE in the next 5 years? I’m nowhere close but curious if you changed your lifestyle to prepare for it?