Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Anyone trade their personal account actively? How successful have you been?

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Hello all, Need help in choosing in between these two opportunities...

HashedIn by Deloitte @ 14 LPA (lots of perks provided by the company in form of employee benefits, New Project and Currently in Team building stage. So, the work will start from scratch)
Harman @ 15 LPA (In Samsung Project and the will have to work from client side office i.e. Samsung office itself)

Both are in Product Engineering domain in the Embedded Systems space.

Please do help by providing your valuable feedback.

Hello fishes, can we buy land/plot to save long term capital gain tax?

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

I accepted a new offer and put in my notice this week and my company provided a counteroffer. The offer is lower than my new offer but I know it’s the best they can do. Financially I do need the money but I’m also tempted to stay because my current team is so great. I have 2 questions 1) when does it make sense to prioritize workplace happiness/ balance over financial well-being? 2) if I go back on my offer acceptance should I consider that bridge burned?

What are the health benefits given by Verizon ? What is the floater sum insured for the family ??

Hi,

Any reviews for Swiss Re as a company? I'm close to getting an offer and want to particularly know about the following:
1. Non-monetary benefits (life, accident and medical insurance details, any other benefits)
2. Paid time off (leave) policy
3. General culture (including WFH support)
4. Work life balance
5. Typical increment and bonus levels (VP level preferably)

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

What all are the benefits IQVIA provides. Need to understand on below points-

1. Leaves
2. Meals
3. Transportation
4. Medical benefits (like dental, optical)
5. Allowances
6. WFH
7. Bonus that excludes from CTC and variable
8. Annual/Half yearly parties
9. Goodies or gifts during major festival
10. Anything else 😅

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

Has anybody invested in Yamuna gaur city or planning to do so?

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

Help! What offer is the best for exit opps, WLB and overall growth?
PKF Healthcare audit
Aprio Tax for High Net worth individuals and some other industries
Fujifilm Tax associate focus on income tax
All salaries and benefits are the same, hybrid models.
Thank you!!

Looking to sublease my apartment (at Nema San Francisco) from mid-October 22' to March 23' when the lease ends. The building is in the middle of the city - Civic Center and all modes of public transport are nearby. The unit is a 1BHK with a huge den that we use as a second bedroom. The rent is 3860/month but willing to negotiate. If anyone is interested please feel free to DM me, I’ll be happy to share more details.

Moving To Dallas this summer and will likely be looking to live/buy in suburbs. Any recommendations where to look?! Want to be central to everything and access to nature, in 300-400k range

Big 4 Partners, what is your take on mental health breaks? If an employee in your team takes a mental health leave would they be looked at unfavourably/ would someone’s candidature be shelved if they say they’re returning from a mental health break and looking for a job at your firm?

Hi ,
I'm working as a SAP Security consultant in TCS since last 4.8 years. I'm having knowledge in GRC , FIORI , Hana , IDM also.
I'm looking for a job switch. Kindly refer me for SAP Security and GRC consultant PWC India.

Do you think the “great resignation” was applicable to big law associates? Are these people ever coming back?

Has an tested roles for SAP through productive test simulation within production? Is there any risk doing this as the test is in production?

Now that it’s officially peach season. Best peach things (fresh peaches, peach drinks, etc.) and where to find them in ATL?

Any suggestions on resources for corporate contract drafting? I have been largely responsible for employment matters and basic contracts. Starting to work on buy/sell of goods and services; not huge but also not employment agreements. Looking for refreshers... been a while since law school and the bar. Thanks

Is anyone else tired of how car-centric downtown Denver is? I feel like more housing density, better public transportation, and more walkable spaces would really benefit the community.

National insurance

how’s everyone feeling about this?

Quite miffed as I just got a small pay rise and now I think this plus the upcoming not rises in utilities and inflation will pretty much cancel it out.

This country is fucked lol

Why so red? Any stocks good to buy now?

Anyone with Lixil Group here? Specifically OhIo / American Standard?

Hey fishes, what is the gross salary range for a Technical Writer in a country like the United States? YoE: close to 8
Skills: Database, programming language exposure,DITA, etc

Hello guys,

Anyone here working on SAP Ariba/ SAP Concur?

Need information and help for the same. :)

When I am looking at an email attachment in Outlook it shows the Google Chrome logo but when I open, it opens in Adobe which is what I want. Even though it is opening an Adobe, my boss would like it to show the Adobe icon instead of chrome next to the attachment… anyone know how to do this ?

considering a trip to Hawaii, looking for Marriott properties that have a beach access, probably October through December. Would prefer more on the value side than all glitz and glam. Any recommendations

Hi friends, my wife has total 10 years of experience and currently working as Salesforce CRM consultant in witch.
The role offered in Accenture is in team Customer Sales & Service Sales force, level yet to be decided
What should be expected fixed portion of salary.

How do Rolex waitlists work with respect to different models? Like if an AD could let me have a Sub, Exp 1 or 2, DJ, GMT, etc I would honestly take whatever is available first. Are there lists for specific models or is it sort of just one big pool?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

HYSA anyone recommends?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

Anyone know if Deloitte allows for a mega back door Roth? How would I confirm/ do this?

Any good ETFs to invest Roth into?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Best HYSA with a good account opening bonus?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Anyone else think Dave Ramsey is a little full of himself? I applaud the work he does to get people out of debt. But alot of other things he says are not complete accurate and he comes across as smug

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?