Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

There has to be a point where focusing on minute details generates diminishing marginal returns.

Deloitte fish: I’m an alum trying to do some retirement planning. I was an SM2 vested in the pension plan (I worked in DTTL for 7 years ending 2013) and want to find out what my actual benefits will be and at what age. I have no paperwork and 800-Deloitte does not seem to have a way to route me to the right people. Does anyone have a human contact or procedure that can help me get this info?

Which credit card do you think is the best for ME consultants?

Hey 🐠 , female here! wanted to know 1) if being pregnant during promo year affect anything negatively? Coz u ll immediately take maternity leave? 2) can anyone who was in maternity leave for that performance year go up for promotion and get promoted?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Forget about Uber.

Thoughts on those credit card machines that ask for tips?

I’m standing there stressing out with people behind me and all the person did was push a button to get me black coffee!

My work doesn’t require us to be licensed in a particular state (i am licensed in my home country) - International Arbitration. What are the obvious benefits of getting licensed in New York?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

I’m currently Working in Healthcare IT as a Project Manager. Thinking of transitioning into healthcare consulting. What are your tips on this with regards to companies, options and challenges

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Folks requesting reference for data science related post. I have PhD in biotechnology and 12 years of experience including PhD. Last 4 years experience in healthcare data science projects. Is there any openings for senior data scientist?Thanks in advance. 🙏🏻

Which health insurance your company providing?

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

why rent over buy; seems like “throwing money” away?

Dead cat bounce

Anyone get in on the polymath airdrop? I did and now trying out if the platform is actually viable. Thought?

Tempted to buy 1 BTC ..

Phr vs waiting for sphr?
Taking the credential and want to prep.

I come from a pure healthcare background and have minimal finance skills/experience. Want to eventually get in healthcare investing in a MM PE fund.

Is there anyway that I can start to make moves on this, while at my Big 4? Who are the best types of folks to reach out to at my Big 4?

Anything I should get smart on? Websites, podcasts, books to read?

Has anyone transitioned to a career in legal operations management?

Out of curiosity, what are some of your most frugal habits?

Hey guys.. anyone looking for good friend... Getting saturated with wfh :(

Name one thing you're thankful for.

Anyone From cvent tech team here?

Key West advice. Looking for a 3-4 day stay in February. Hoping to add this as an extension to an already planned trip so don’t want to spend to much money. Everything seems so pricey for not great value. Any recs on stays / best activities, let me know!

Hi Bay Area 🐠, would you recommend any reliable “man and van” type movers in SF?

Met a great woman this weekend. We are going on a date at the end of the month. Both have crazy schedules end of this month and next . I can’t stop thinking about her :) happy pride 🏳️‍🌈 ❤️

Does anyone have salary information base for a UX Researcher at Meta?

I am interning at Amazon. And i wanna know how can i make it to full time offer

Just got a financial planner/advisor. Tips on prepping for the first/intro meeting?

How do you start searching for mortgage loans and what do you look into lender

HYSA anyone recommends?

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Used car prices starting to come down?

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

How much cash do you hold on a savings account? If not a savings account then where do you hold your cash?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Mutual funds you have your eye on right now?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Anyone else long on AMT?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!