Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

Any book recommendations for learning about investing smart in your 20s?

Will be moving to the Bay area for a new job which pays a bit under 200k. I know SF is very expensive so just trying to gauge what would be a reasonable amount to spend on rent. I have no debt and decent savings. Bringing my car with me and will be commuting to Marin most days, but looking to live in SF. Otherwise tend to be fairly frugal and like to cook.

Any thoughts/suggestions are greatly appreciated!

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Decided to payoff my mortgage.

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

FIRE - What is your total net worth so far? What's your profile?

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

What percentage do you contribute to your 401k vs. Roth 401k? And what's your salary?

I figure there should be some point where you earn too much and it's not worth contributing to your Roth 401k

Any recommendations for buying agents in Massachusetts?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

What stocks are you guy guys buying right now in this market?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What should be the salary for C10 with 9.5 YOE in CITI

Hi Folks,

I want to move into Deloitte Newzealand, applied a job opportunity through career portal, currently associated with Deloitte India.

Is internal transfer possible?

Currently Director at large multinational. TC 400k. Stable job with good WLB. Work decent quality. Offer in hand for BCG ECT AD position with total comp in similar range. What are the pros and con if I take the offer?

Any feedback on PwC forensics practice? Good, bad and ugly?

Anyone in FP&A hiring?

I accepted a $115K base salary, 13% bonus, 10k sign on bonus (scientist supervisor) job and two weeks later, got a $135K base, 17% bonus, and 15K sign on bonus (Senior scientist role) offer from another company. Should I accept the new offer ? How do I tell the previous company about this? Also, I’ve already negotiated with the first company and the $115K base is the negotiated salary. I really do not prefer one company over the other. They’re both great! I’m very confused here. TIA🙏

Hi guys

I recently left ADP and my LWD was 13th sept. Now I want to send my last 3 months payslips and form 16 to my new company. Anybody know how can we access it?

TIA

Taking some golf lessons, got a women’s starter set I got to make sure I liked golf first. Instructor mentioned that the driver is like swinging a wet noodle for me lol and I should look into a men’s or one with stiffer flex. I have no idea what to look for. Are the people at Dicks Sporting Goods knowledgeable or worth driving the 40 min to PGA store?

Hey!!!

Do anyone here works for Clifford Chance and if they can provide a little background of work culture and all will be very helpful

Thanks much!!

The severance package at Meta for laid off employees almost makes it nice to be laid off depending on what your personal situation is….. personally wouldn’t mind getting 4+ months of full pay to reset and think about what’s next 😬

Omega Seamaster Aquaterra- overpriced or fairly priced

Anybody work for CVS Heath/Atnea in a case management/ UM position? Thoughts good and bad.. pay work environment? All info I’d appreciated!

Go LTC go!

Hi! Hows the new wk going??? Anything exciting?

Please like so I can unlock DM's! Thank you! :)

Does anyone know what a good escalation point would be for a D&I situation that I feel is not being handled in the right way? It seems like the situation is being swept under the rug since technically no “policies” were broken.

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

How is everyone feeling about the market today? Buy? Sell? Wait?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Anyone looking at airline stocks or ETF play?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Is BRK-B a buy right now?

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Real Talk: it’s time to sell our $TSLA right? No way this is sustainable...?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds