So this is a FIRE-adjacent question: I’m 25, no debt to speak of, well-paying job and $30k emergency fund (nvm retirement savings). My issue is I still don’t have a credit card.

Thinking about either Chase Sapphire Preferred, Capital One Venture Rewards, or Apple Card (based on where I expect to spend money in the next 1-2 years as a consultant). With 2+ years of income history and that number in my bank account, will I qualify? Or are those cards strictly for those with prior credit history?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Quick question - I have an offer from Accenture consulting. I am on dependant visa here in US. What happens in case my extension gets denied? Is Accenture flexible to support my relocation to my home country . Accenture does have a presence there.

Can anyone please share the exact address of the AMEX Bangalore office location?!

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Anyone use EQ bank? What is your experience with it?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Who should get my loyalty? United or American?

Anybody working for VISA with the payroll of Foray software pvt. ltd?

Need advise ,
I have my Dropbox appointment for H1b stamping .
I have taken PTO for 3 weeks but Chennai consulate is taking about 6 weeks to complete . My question is should I apply for PTO for another 3 weeks or should I take LOA (no sure if I’m allowed to take on H1B visa)

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

Does AmEx take codility test for hiring? Anyone who can share some insights?

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My fried work in Infosys.
His manager asked for his interest for H1B visa nomination. What does that mean?
Will he get the opportunity to go outside India.?

If I book a stay in a Marriott property through a third party website for a lower rate than what’s on the Marriott app, can I still get points and elite benefits on the reservation?

Does anyone know how the federal student loan process works after you have submitted your FAFSA?

Hello ,
I am btech fresher recently got placement but i got a domain where no coding is required and more of functional work is there . So i want to switch to JAVA . Can you please tell me how should i proceed , in what order and what should i learn and any resources?? I have good knowledge of Core Java and DSA.

Having a discussion with someone about seo. They were adamant that seo works differently on a mac book for some reason. Am I missing something?

How long should it take to do a conflict check for a 2nd year lateral associate? I am trying to figure out how long I should wait before following up.

How do I train my critical thinking skills? Any book recommendations?

I’m so bad at writing the background/ facts section for briefs… it always gets heavily edited and no one is giving me constructive feedback other than “advocate more”. In contrast, my legal argument section is generally without edits. For context, first defense lit job post appellate clerkship. Is this normal?? Any tips for getting better other than “advocating more”?

Any tips when leaving a firm? Younger associate <1 year.

Misled on Maternity Leave Policy. I found out I only get 4 weeks pay for maternity leave (STD +“sick days”). I will take 12 weeks but wont get paid for 8 weeks. I work for a US, west coast based company in the tech/VC industry. Their website claims to offer “paid parental leave and other progressive benefits for parents”. I didn’t find out until after I was hired their pay was only 8 weeks but since I have been at the company less than 12 months, I don’t qualify for their policy. Is this unfair?

How much one can expect at EY GDS with experience of 7 years, skills .net , Azure, power platform and dynamics CE.

Hey fishes,
Is there any openings for Audit Associate in KPMG ?! If yes, plz help me.

Chicagoland Fish: I’m researching salaries for a CFO role that I’m interviewing for. The role is with with a middle-market insurance agency with about 150 employees.

I know there are a lot of factors but what range are other CFOs in the area earning in total comp?

Hi Fishes,

I have an offer of around 39 LPA + bonus and my wife is holding an offer of 32 LPA in India. Now I have received another offer from a fintech organization in Berlin, Germany who are providing me 69k Euros as base salary + 5k Euros as RSU and also an on call support of 5k Euros annually + complete relocation assistance package. My wife currently doesn't have any offer for Germany and might need to search for a job after reaching there. Is it worth? Need your suggestions please.

9th September onwards, so called the grand programme for the next 3 Fridays for completion of 150 years!
Question to Leadership!
1. You are calling all the employees in the office & just providing lunch? That's all for completing 150 years?
2. You would ask questions, and whoever is able to answer it, you will give some merchandise only to them?, And the other people are not your employees?
Why are you even organizing it? You think people would come from far places just for lunch?

What do you do when you need to work with your EC students, have explained this to your teacher assistant (para), but they don’t assist the remaining children with engagement or problems?

Anyone from AMEX project?

12 years experience as a software developer. How much package should I expect from a MNC company in Toronto, Ontario, Canada?

Hello Guys,

I have an offer from Cognizant for 29lpa with a JB of 1.75l on top . I am about to get the offers from timesinternet and LTI.


Can someone suggest which will be a better opportunity for me.

Also how much should I ask for to Timesinternet.

Had communicated with LTI for 33lpa fixed.

Is Director level within A&M equivalent to SM1/2 at Big4? Also, I have been told by A&M recruiter that I need to meet 2 more MDs as part of the interview process and I have already met 3 Senior Directors. Any idea what can I expect in my final two interviews and will there be any more rounds?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Does anyone else's firm use dictation phones? I have to use them so our secretaries can enter in our time but I cant stand it. Feels like i'm a lawyer in the 80s or 90s...

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Do you count your car as part of your NW on Mint/other trackers?

Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone else into Bank Bonus churning?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Anyone know of a good cross-border US/UK financial fiduciary?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?