SPOOKY SEASON

aka Open Enrollment

Don't be scared; I'm here to help! 

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Looking for a lawyer for get prenup done. Any recommendations will be helpful

How are these 100% remote positions working? Is anyone living in one state and working in another? I’m wondering about tax consequences and bar admission in particular. Appreciate any insights!

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

How much % or $ you think is safe for margin debt or borrowing from fidelity. I am tempted to take margin debt to buy stocks on fire sale. Generally I don't like debt and keep it zero or 1-2k. Want to avoid margin calls in the event stocks goes down more.

Fellow 🐠, need some first time home-buyer advice: Should we apply for an FHA loan? If no, is there a specific type to go for? Great credit (high 700s), great salary, but super high student loans...

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Anyone have any experience with Blockchain Capital (VC ICO)/their BCAP tokens?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Do we have tax calculator in tcs

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

I am going through a background verification with HireRight for Microsoft. I put as job titles the ones I also put on my resume, which are matching my real duties and activities. However, apart from my last employer, my past internal employers have really weird internal titles that say nothing about my qualifications and skills. Will this cause any issue and push Microsoft to rescind my offer?

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

RKT, any thoughts?

Any REIT ETFs that people like?

Never invested before…can y’all share resources (podcasts, books, favorite news outlets, etc.) so I can educate myself and get started

Bounce tomorrow/Tuesday then going short with oct expirations

I had a 3rd round interview with a VP yesterday, sent a follow up email after and included a general question and no response. Is this a bad sign?

If you’re a GSAPper who has left already for an externship, how do you get notified about your comp? An email?

I’m seeing prices for watches that used to depreciate heavily pre-2020 - but suddenly began to hold value because of the Rolex craze - tank like crazy. IWC, Panerai, Omega etc. you name it. Finally!!!!

I quit my old job but am working PT for them till they find a replacement. Apparently they could not get a refund on a flight they booked me and my manager is asking if (not me, but I can see it in Teams) I can reimburse for the ticket. It’s $800, anyone know if this is legal?

Can I leave Nagarro within one week of joining have received the laptop want to inform them before leaving.

How much an EXL pay for 3.5 YOE data engineer?

What are some consulting companies in NY that do UX design? I know all the Big 4 & Accenture have acquired agencies, are there any smaller consulting firms that do it?

How do you deal with being chewed out by a CD? Chewed out in a way that feels inappropriately over the top. Now I'm the one overthinking the mistake and feeling bad hours later.

Any good drinks spots for a date night? Something with a frozen fruit drink or craft cocktails?

Does LTI pay the full variable annually?
If not than what is the range in which the give the variable

Any idea what all features of screen tracking tool lti is utilising?

Promoted to SSE with 25% hike and VP as 9% . I had received ACE award in Q3 . I have also maintained utilization report 100% still I got less VP. Can I ask manager to revisit the component

Can you share a problem that you encountered in your last research project? How did you overcome it?

Wishing to open my own small business. How did you transition to focusing on you small business full time?

I am looking for payroll with hr support system. ADP is too expensive. Any other suggestions? Thank you.

Anyone here on a cleaning business? How did you get started?

I'm working on a pitch deck, for an event that I'm planning next year for my wine brand called OBA, but I'm struggling to come up with sponsorship ideas.

I don't want to go the traditional route of creating tiers, because I feel like you should do most of the things in tiers regardless on how much they donated. Can anyone assist with coming up with some ideas?

Also, does anyone know how to create a virtual swag bag?

Thanks in advance.

Is it better to register as DBA or LLC for someone starting a side hustle that may hopefully turn to a small business?

Anyone been to a small business expo? Been in business for about a year, not doing great but not doing horrible. Think I could benefit from others' expertise and some networking. Worth it or just join a Facebook group or something?

Hi friends, I’ll kickstart the bowl! Share what your small business is and drop a link!

I have a daycab with no plates or MC numbers and I heard there were companies that provide their authority for my truck and great pay. does anyone know what companies do this ?

Hello small business owners! How many of you have an exit plan in place to harvest the wealth you’ve built and make sure your family is taken care of? Stats show that the vast majority of business owners have never thought to make a plan.

At my firm we always tell clients “Everyone leaves their business eventually. Whether you do it standing up or lying down is up to you!”

Comment or message to get a free consult today!

Looking for recommendations in the VA or DMV area for small biz:
1. Attorney 2. SBA banker 3.Accountant

For those who are established, what steps did you take to ensure consistent growth? One thing that has always deterred me is how often businesses fail. I'm looking for an exit opportunity and have been considering building my own thing for a while. Thanks!!

I am opening a fast food franchise restaurant and wanted to understand what is the average yearly insurance cost? General liability, umbrella, unemployment, business interruption etc.

I own two small companies, 1.5million in sales combined. Owned them for more that 20yrs. Getting older and thinking of selling, would like to sell by end of 2025.

Not sure how to go about selling. Any ideas?

I’m curious, for any e-commerce companies, are you gearing up for VC funding?

How are you doing your financial reporting?

I work for a startup that I know can help you do your reporting, book keeping, and account for a fraction of the cost of an accountant. Let me know if y’all are interested.

Hello! I run an architectural and interior design studio in India with our focus ranging from conceptual designs and visualisations to construction drawing sets. If someone has any leads, commissions or an advice please free to drop a comment

At what point do you start paying taxes on your side hustle?

Okay, how do you know how much sales tax you owe your state monthly?