How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Any platform which lets you trade options after hours?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Do I need to report my crypto holdings to EY?

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Amex Platinum or Chase Sapphire?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Anyone start later in life? About to turn 32 and my retirement savings are sad.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

please help me how to apply performance test engineer jobs in nagarro please let me know

Hi All,

I am new to platform and i need 11 likes for DM . Please help me to reach the milestone.

Thanks in advance !!! 🥹

How much does EY pay to ISB graduates?

Hey Sharks,

How's T-Systems india ICT pune for Data science?
How much to expect for Senior Consultant 2 -Data science?

Total experience 9 yrs.
Data science 4 years + 5 years in Data analysis.

Need 11 likes ♥ to dm please help by liking this post

I have appeared the first round for an ui angular position in HPE. Have anyone recently appeared for similar interview. How long is the interview process? @HPE

Killer freelance gig just came my way, but I can’t take it. I want to send some great talent their way - experienced (5+ yrs at least) preferred. See below...

Someone came in and ordered 60 bacon double cheeseburgers… my crew thought I was kidding. 😅

me: how can i help you today?
customer: can you get me a younger wife who talks less?
me: …

Due to financial reasons I will be passing away

Don’t suppose anybody would be interested in buying a set of PaxEast badges for Friday and Saturday? My roommate can’t make it and I’m left holding the bag. I’m out of DC, but we also have our megabus

Stimulants and sweating! I’m going back to the office and never used them while in the office, I don’t want to look or be sweaty haha any advice? I also don’t want to look weird drinking 6L of water as I do in person

Is there such place as non toxic ID firm? Or does any of ID attys like what they do? I moved from general practice to an ID firm six months ago. Biggest mistake of my life. I am trying hard not to just quit and walk away as I’m battling head cold but still have to bill bill bill and get criticized for not billing right and etc and cases being piled up - while everyone is looking forward to the long weekend. I seriously question my judgement. Need word of wisdom just to get through this hellhole

Over a year ago, I lateraled from a firm doing mostly land use/development to a volume lender debt finance practice. By volume I mean I’m on 15+ deals a day. I don’t think this is for me….anyone have any other CRE practices that they enjoy? I’m thinking about jumping back to a borrower side practice, but curious to hear about other CRE associate experiences. Thanks!

Seeking input on entry-level salaries for grant writers! Please share with your location if you’re comfortable. TIA!

Does anyone know the salary for a private banking operations associate for Morgan Stanley?

Corrosion lab tech salary.... 10 years of experience..

Are company time charge audits routine? I only charge what I work but wondering if I should be concerned

Anyone know about equitable advisors?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Is now a good time to buy a house?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Are there any tax benefits from working from home?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Father who’s living in my home country is transferring an apartment ownership to me. Should I be worried if this is some sort of a signal, maybe about his health? Also what do I need yo be aware of legally and financially?

Guys, tell me the top 2 stocks to buys for long term (5 years) according to you. Will be investing in stocks for the first time, as it is impossible to resist these low stock prices

If anyone could answer this with accuracy, they wouldn’t be on Fishbowl but any guesses on when our 401k balances get back to where they were? Two years, five years? 💰

Anyone looking to buy a home in Austin?

For the past two months, I’ve accidentally contributed 80% of my net pay towards 401K. Is there a way to withdraw from 401K without attracting any penalties

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

What long term (30 years) inflation adjusted return can I assume for my financial planning? Dad was saying he thinks it’ll be 3% which seems insanely low