Temporarily transferring abroad for eventual L1 return - what do I do with my US credit cards? (CSR, Bonvoy) Wondering if the annual fee and FX is worth keeping them?

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CSR has no foreign txn fee. I’ve found most non US cards don’t offer rewards anywhere near as good as CSR so thought it’s worth getting the 4.5% and transferring money to us to pay the credit card bill.

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CSR fx rates are actually pretty good I’ve found. I use TransferWise and wiring fee usually comes out to ~1%. So for Canada, it becomes +4.5% CSR - 1% TransferWise - ~1% local points. Ymmv

Destination is Dubai, for context

D1: And you pay with your US bank account?
SC1: thanks! :)

Keep it if your returning

Keep it for credit history unless it’s too expensive

Mmm but not worth making it your main card and paying for it across the atlantic with local currency?

I moved to Canada. Which office btw?

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