The S&P 500 is up 236% over the last 10 years. That’s is insane! This isn’t bitcoin or Tesla, but holy crap that ain’t bad. I’m not sure how the next 10 years will look but I’m down with S&P and chill strategy.

likefunnyupliftingsmart
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That's why if you can you should front load your next ten years of contributions to today.

likefunny

I think it was a joke

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We are the recipients of one of the greatest bull market runs in history. Even if you were not 100% into VTSAX and invested in one of those target date funds, you still benefited. No one knows what the future will bring. The European stock market (EAFE index) might outperform the US stock market index. Currency effects this year have already contributed to around 7% more return for EAFE.

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I don’t know. Check out the new thread “I used to S&P 500 and chill” from yesterday that is talking about investing in European and other stocks.

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And its even higher if you reinvested the dividends.

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Careful extrapolating recent returns. That's not a reliable method. In fact high recent returns statistically have meant lower future returns in stocks, historically.

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Factor in inflation and increase in other living costs like housing and healthcare and you can half that number. Doubling your money is good, but remember the bull run has been funded by massively deflating the money supply.

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I'm curious what this means for us moving forward. There seems to be so much volatility and insecurity right now, it makes me nervous.

You know what is irrational as an investor? To want higher prices today, and also the same level of returns tomorrow.

The S&P is cool and all, but a good advisor is worth their weight in gold. It’s just that most advisors aren’t that great. 😉

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This is the brokerage portion of my 401k, so just not accounting for taxes in the future when I can withdraw money (my company’s plan allows us to invest up to 75% of our 401k into a brokerage account to buy individual stocks).

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…. feels too good to be true, I’m bracing for the expected… what goes up must come down

Nothing major just making sure I don’t make major long term financial decisions based on this moment in time- for example I’m not retiring thinking I can live off of this market for the long run. I continue to invest, but also expanded my Emergency Savings into a mix of HYS and CDs yo cover 1 full year (might slowly increase that a bit more) I also want to figure out a tangible skill for my second act as I hear horror stories and terrible projections of knowledge jobs over the next 10 years

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