Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

What's your opinion on restricted stock?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Monday Wordle :

Wordle 401 5/6

⬛🟨⬛⬛🟩
⬛🟨⬛🟨🟩
⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

New to option trading, trying to create a protective put (cont)

Anyone trade their personal account actively? How successful have you been?

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Hi All! I am teaching English 4 for the first time this fall, and I’m just wondering what ideas y’all have for starting off. My class will be TINY (less than 5) so I want it to be super-engaging. All Black and Brown students. Help!

With all these redundancies happening, how can we as a community help each other? We had a thread about new job opps, but it didn’t get much traction... Shall we try again?

Does anyone have ideas on how to navigate a smaller team environment when everyone’s roles seem to be stretched (hiring for additional people has been taking a while, not sure why). The stress causes some tension and that’s probably not great for the overall morale of the company long-term. I try to ignore and just stay focused on what I need to do yet sometimes proves challenging. I worry it might affect my professional/career growth. Thoughts on this would be helpful, thanks!

Sick of writing emails client-side all day and can’t seem to get into an agency. What’s another career path for a copywriter? Getting too old to try and become a teacher or anything.

Are there any other job titles that I can use in surveys other than an “accountant” if I work in FDD?

Guys anybody from Verizon have received the hike percentage for performing rating. I think this year also they won't adjust the package with market standards. ? Can anyone throw some light on this. For last 2 yrs i am receiving performing and also manager haven't initiated the mts 3 promotion. Please share a way to get a hike than getting only 10 percent

I always get to work an hour early. Is it okay for me to leave a little after 5:00?

New to the city.
How do you all get through the constant gray and gloom? Especially with the lockdowns: with gyms closed, and constant drizzle - what outdoor activities do you do?

Do we get any confirmation mail, once we complete our probationary period of 03 months ?

I have an intern who's hygiene has slowly deteriorated over a few very stressful weeks at work. Should I leave them be, or gently remind them?

How have you dealt with/recovered from burnout and feelings of numbness while working as a therapist?

Hi Fishes, If i extend my doj will it affect my joining bonus in ibm. Because in offer letter its mentioned as on or before doj. Thanks in advance IBM

Can anyone Help me with Interview Questions in PWC and what are there expectations ? For 1040 US tax ?

Partners, what characteristics do you see in successful female partners? What do you think made them succeed?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Anyone know of a good cross-border US/UK financial fiduciary?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

What’s the meaning of life before FIRE and after FIRE?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anyone here from NYC? Be cool if there was a meetup.

Have 20k, what’s a good small business to start with this fund? Serious question here

FIRE - What is your total net worth so far? What's your profile?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Are investment properties good for retirement?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.