Thinking of purchasing my first home. What are some things to know/consider?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

Anyone here tryna go into impact investing?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

Hi all! Would any of you place a bet with a NFT you own, with the possibility of winning another NFT or walk away with nothing?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

If you were to buy only one, ARKW or ARKK and why?

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

What is the most difficult part of buying a home for the first time?

Anyone else has two Amex plat and why?

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Hi Guys, need your help.What is the average annual hike in Cisco?

Good outdoor date ideas?

Needing to sell a bunch of apples at a store before 10pm so I can get a better price. Anyone online now willing to share a Dodo code so I can sell and then leave? Thanks!

Anyone at Ogilvy Consulting? Can we chat?

What’s so good about the Georgia Tech OMSC and OMSA? Is it just the cost? Seems to be recommended by most of reddit

My team is looking for a junior web analyst. Ping me if you're interested or know someone who might be!

Currently scheduling “on sites” for a S&O role in CA. My referrer said they can hire as L5 or L6. Would like to land in the L6 bucket as I’ve heard 5 --> 6 is one of the more challenging promotions.

I’m looking for info on what the real difference is in responsibilities (manager vs IC, cross functional vs focused, etc) so I can focus on checking the L6 boxes during my interviews.

I’m also curious about whether this is something that I should just discuss with my recruiter directly?

Select banner hospitals in Phoenix-How is the culture there?

Any advice as to how to help my other-half (who has bouts of anxiety and depression) apply to jobs? He’s going through a particularly rough patch at the moment. We had a big chat the other day which was great! However, even if we agreed that I’m doing everything I can for him (his words) it has to come from him (which we both agreed). He’s having a real mental block (I think with writing cover letters mostly) he describes staring at the screen feeling incapable. Any suggestions?

I was told by my manager that I’ll be getting a promotion and a comp raise about a month and a half ago. It hasn’t happened yet and he keeps saying HR is slow to respond. Is there anything that can be done or do I just keep waiting around?

What are my exit opportunities as a tax senior in partnership tax? I cant take it anymore, I need to leave after this busy season. S2.

Hi i got offers from TCS - 21LPA (associate consultant) and CTS - 22LPA (Manager). which company would be suitable for career growth and work life balance?

McK folks, how many hours do you work per week in avg? Like 65?

Hi guys I'm looking for new opportunities
I work as an angular developer
Currently serving my notice period
Plz help me or refer me to get a job
My tech stack
Angular+javascript+nodejs+mongodb
Please help
Years of exp:2 years

What is the salary range for data visualization at Baker Hughes for 1-3 years experienced professional

Hi fishes,

How is tredence for Data Scientist role in terms of wlb ,learning and hikes in comparison to Tiger and overall? Do they provide onsite opportunities?

Hi fishes,

How do I prepare for data science roles at FAANG?

How do you create the visual direction of a print campaign for example? Is it generally just about creating a mood board that sets the look and feel? Should it be specific (as in drawing or illustrating) with the pose and the framing?

Cause my thinking is more of the former where you give the photographer their own take of the idea. Curious to know how you do it.

Can anyone please let me know, is tcs banglore, start wfh or they are resuming offices?

Head shot recommendations ITP?

Anyone have a ticket for Meduza at district this Saturday and not going anymore? It’s $57 now with fees and that’s too much. Might as well buy the VIP which is $80 w fees but that is probably a huge scam so guess I’m not going

Any reasonable monthly parking in Midtown?

Anyone here a member of a either the Commerce Club or the Buckhead Club? Considering joining but curious to hear more about them.

Any ideas of things to do with the family for Thanksgiving?

Who all is looking to buy a house and in what area?

Moving from Chicago to Atlanta. Looking for thoughts on Grant Park area to live - near the zoo. Pros and cons please!

Anyone find a reasonable flight around Thanksgiving? I’m looking for somewhere to go over the holiday for 5 nights or so.

Anyone willing to refer for KPMG Atlanta office, financial solutions practice? I'm relocating to the Atlanta area. TIA

Anyone know anything about the Cascade Heights (30311) area?

Thinking of moving there after my lease is up to save on rent (raising my unit by $500).

With this crazy sickness going around what medication is everyone taking? It’s been a month since the cold and cough entered my house and it’s still here.

Best lunch around Truist park?

Great lunch time specials around the city?

Pizza recs for NY style pizza? Aware of antico’s & felini’s (not biggest fan) but looking to explore

Rather specific question - best beef tartare in town?

Now that it’s officially peach season. Best peach things (fresh peaches, peach drinks, etc.) and where to find them in ATL?

LETS GO ATLANTA BRAVES!!!

Anyone got a lasik surgery in the Atlanta metro area in the last few years? I am thinking of getting one and interested in knowing more about where to get it from, your experience and other feedback. Thank you.

How much would orange theory cost if you went 2-3x each week?