This card seems like a no brainer. Anyone using it? I have CSR but the 4% restaurants can’t be matched with any other card.

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This is straight cash back, while the CSR is points. Each CSR point is worth at least 1.5c/point, so you’re at least getting 4.5% from using your CSR for dining

likesmart

@BCG1 how do you get this cpp?

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Amex gold gives you 4% points at restaurants. It’s easy to get $0.02+ in value from Amex points if you transfer to airline partners for travel (so basically an 8% return on restaurant spend). Much better than Uber imo

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Deloitte is not that friendly! If we had the above option, we would all be flexible the rose gold version of Amex gold

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Hope you didn’t apply for this. All cashback is now Uber Cash 😂

likefunny

Read the email I think it's February 2020 so you have now til then to cash out

yup, love the card. use it at reaturants and connected to my Uber account

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Well, the trick is, they make you spend or buy things to use points. I prefer cash back as I can use it to straight up pay for my credit card bills or take a statement credit. I do not like contributing to the economy with my money or points on someone else’s terms

like

Makes sense. Completely agree.

smart

Yep I have it and love it. I use my Amex for travel, and the amount of miles/points I collect traveling with work is enough to pay for my 2-3 vacations a year. No brainer.

like

I have it and love it! It’s the best for earning for dining but not the best for redemption (statement credit, Uber credit or lame gift cards)That said it’s pretty straightforward and don’t have to deal with points optimization as someone noted above! Customer service is alright (comparing to discover who I think is amazing!!)

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It’s being downgraded to shit now.

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Lesson learned, no card can be viable with >2% cash back and no AF in the long term

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I agree, I was a big advocate of this card but after the new rules came out, since I already have it and it’s a free card, I’ll just put it as default for uber and forge about it

like

Capital One Savor and Wells Fargo Propel both have 4% cash back on dining

like

Capital One Savor card gives 4% cash back on restaurants and is legit unlike some of the convo on here re: Uber card.

https://www.capitalone.com/credit-cards/dining-and-entertainment/?external_id=WWW_ZM775_ZZZ_ONL-SE_ZZZGO_T_SEM2_ZZZZ_m_Zg_5e15bcac-426a-4c83-9075-c5449a3ab8d9_287555129981_369673&target_id=kwd-435037179767&gclid=Cj0KCQiA2ITuBRDkARIsAMK9Q7MjrQf5M4RyTB-eoOH72722XUqJvH6sdOCPHePIAEWbtfaBZoP7RaQaAtdBEALw_wcB

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It’s great I love it. Also get $50 credit a year for subscriptions like prime every year

Why is my limit so lowwwww though?

I’ve had it for around 2 years and the limit has been about tripled from them randomly mailing me something several times to say it’s upped- I would imagine you would have luck with asking

Found direct link... https://www.barclaycardus.com/apply/Landing.action?campaignId=2630&cellNumber=7&utm_source=share&utm_medium=ios_app&utm_name=iossmf

Amex gold has 4% for dining and Amex Everyday preferred has 4.5% for dining if you use your card 30x per month.

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