My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

I am in the process of IVF due to my husband's male factor infertility. I am so grateful for the benefits that EY provides and wanted to know if there is any consideration for reevaluating those benefits? We know that IVF is incredibly expensive and for some of us, having children is a top priority. Does anyone know where or how we can petition for enhanced or shared benefits? I have ideas.

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

Anyone using the full limit of Section 80C to invest in NPS?

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

Morning all. I am looking for a favour/solid advice. I've been in the interview process for a dream role over the past month or so and just found out I didn't get the job after final round 🙃.

Unfortunately this isn't the first time this has happened during the past year searching. Looking for a SC level role within healthcare/public sector consulting firm. I know the job scene is a bit miserable currently but if anyone in the bowl is aware of a role I would love to have a chat.

Thanks all

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

Any remote, part time jobs in healthcare with a BS? Already have a full time, just need some extra cha Ching

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Can any one tell me, how to invest in quant mutual fund through it's website?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Hi! In the process of switching from South FloRida to PA again to work at a hospital but making the same money? The switch would open me to be closer to family for support and the have a nursing prog,since the benefits are attractive and I’m looking forward to the future growth. The thing is they claim i only have experience of 7 years and offering me less than what I make now. I wanna go, but any suggestions on this negotiation cause I would still need to pay for a place to live and expenses.

Any info on the agency Heartbeat in NY?

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Got recruited and need help figuring out an Account Sup salary range in NY that would make it worth the move - I’m happy where I am, the opportunity is highly specialized, involves global and US work, HCP, DTC and public health initiatives (I have experience in all)

Snowflake people - how many shares did they give you pre-IPO, how long before IPO did you join, and what was your level of experience?

Does anyone work at Hulu? What is their culture like since the Disney acquisition?

If you could choose any organization in this space, which one would you want to work for and why?

8 years sober today! I love AA.

How can I resize the horizontal scroll bar to only fit to my data? It goes all the way to column XFD and my data only goes to GK. Someone once had formatting that far out and now it won’t resize

Anyone have a good source to learn sql

Hey, I have been tasked with teaching some of my coworkers excel from the very basics to more advanced. Does anyone have recommendations on the skills to teach them about? Thank you all in advance!

The thought of Attorneys talking down on Paralegals is sickening.

Looking to move to the Netherlands for a Test Lead role. Much appreciated if any banking firm employees can refer me.

What would be a good salary range for a CD in Tokyo?

Hi Fishes,

Can you please confirm how long does the joining offer ( provided by PWC ) remain active in workday portal?

Not enough people understand mountain driving etiquette - if you see a conga line of cars behind you it’s because you’re slow and you should pull over at the next available turnout and let them pass.

Hi All,
Will it profitable to stay in LTi as I have completed 17 months here and currently at P2 grade (Senior Software Engineer) ?
I'm working in CITi project since 17 months, premapped ro project so, not a single I was in bench til now. In this January they retained me with 70% hike :).
YOE - 5.6 years
Skills Set :- Java, Springboot, Microservices, SQL.

What all benefits I can get from LTi in next 6 months or so ?
Like Promotion to P3 and OnSite ?

I didn't start looking for opport.

Thanks,

Hi, fishes.
A quick query here.

I'm going to move from non IT profile to IT profile. Basically I'll be applying as front end engineer in new company. Previously I was working in a BPO profile.
Just wanted to ask if I'll be provided training in my initial months as a front end engineer or am I expected to work from the very first day.
Your comments will be really helpful.

Thank you.

If I want to go M7 to get a shot at MBB (because my chance of getting into M7 is very slim as of now without a referral 😅), should I say that in my essay (particularly the “Why [M7] essay part?)

Hello Everyone. Please does anyone know where I can go for practicum(kind of like clinical) to conclude my MSN in Nursing informatics. I am located in houston and I am currently attending Chamberlain university. Thanks in-advance.

Career advice needed.

Anyone ever transition from media to creative? How? What did you do?

On another note, how do you make a portfolio without any paid gigs? Does my work have to be a paid gig?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Anyone here retire in late 30s or know someone that has?

Thoughts on staking crypto? What’s the safest way.

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

At what investment size should you typically start using fee only financial advisors?

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

401k Roth or traditional 401k?