This is my current networth. I just graduated college at 21 and will start fulltime in July. My salary is in the $70k. I will move out and live on my own. My rent will be $1700. How much do you think I should save per month so I can retire by 45? I am thinking my number will be between $10 to 15M. Is 45 too to be that much. I project to hit a $200k salary by 30, at the latest and plan to save as much as possible.

Lots of right wing hysteria about liberals trying to engineer equality of outcome to correct sexual/racial inequities (in higher ed, for example). I think we all want socioeconomic, gender and racial barriers to opportunities to be addressed, but no significant number of people really believe in equality of outcome right? This is just a straw man argument.

Verizon or new T-Mobile+sprint

Hi All,

I have offers in,
Fidelity Investment (equity sec) : 20.5 LPA + 3.0 L (variable) = 23.5 LPA
Wipro (Apple project) : 25LPA
Verizon : 26 LPA
I have got my retention proposal for 23.5 LPA at my current company.

Do anyone have idea on wlb in FIS and verizon. Is it a good idea to accept retention..
Which one to choose?
YOE: 8.0
Teach stack : java, Spring boot,Microservice, docker..

Hi Fishes,

I’m here to seek some guidance over a doubt of mine. I am joining a new company and they wants me to join on 21st November . But I have a notice period of 30 days which I’m supposed to serve in my current company.

I’m looking for some tips and ways to negotiate with the new company for granting me a new joining date or to buy me out of notice period and thereafter join in for the new job.

My company is in need of a update online, could use your opinions! We need to better showcase our culture (caring, supportive, fun, intelligent IT industry leaders) as well as diversity. We are predominantly white still but making strides to improve here. What’s the best way to approach? I don’t want to seem disingenuous or that we are singling out our diverse employees (asking for photos). We have a remote and on-site workforce about 350+ EEs. Non white EEs make up about 35% of the company rn.

Looking for your career advice! I currently work as a Content Marketing Manager but would love to move into a Head of Marketing/Marketing Director role. What would be your best tips to make that move? I assume it will take time of course, but I'm wondering what/where I should invest in terms of my training and next career steps. Thanks!

How does your workplace measure the success of a marketing campaign and do you think that method is a valid/smart way of measuring it?

So grateful I have my GC and orange cheeto can’t get me now!
F-1 to H-1 to GC to Citizenship ✈️ 🧚🏾
- Brown Tinkerbell

Just to be 100% clear, this entire platform is anonymous, right?

I wanted to get people's opinions on leetcode, codewars etc when prepping for interviews. I am a junior full stack dev looking to move to a better paying junior role or a mid role and honestly these style of questions have always stumped me. I have found that in a year of work to have never found them useful in tackling real world issues. Now I'm moving from a junior to a mid can I still expect leetcode style questions?

I work mainly with react, TS, node, graphql, mongoose and mongoDB.

Platinum Elite here, do you all just ask if any upgrades are available or rely on the front desk agent to upgrade you? I feel like a d-bag asking.

Has anyone participated in the AWS Tech U program. I’m trying to break into solutions architecture and trying to use that. I am a consultant at D and wondering if this is a downgrade. Does anyone know level of the program, structure, pay? Any help appreciated

For those that are familiar with the Big 4 AAS practice, which one has the largest market in NYC/Boston? I was extend a couple of offers and am having trouble deciding which one to take. TIA.

Those who joined pune or Hyderabad location as Analyst on 8th August , how is it going ? Work pressure or training what is happening there ? I have joined pune but there is no one in oune location so Wanted to know if anyone joined before me then let's connect

Just wanted to know the current CTC offered to associate role for a fresher..

fixed+variable

any idea?

Looking for feedback, I'm updating my resume and I'm wondering at what point should I start removing past work experience. I've heard anything older than 10 years should go?

Getting an opportunity to move from ZS Associates India to IQVIA UK. Can’t compare the pay because they are quite far apart (ZS pays much more than IQVIA). Thoughts on moving from ZS to IQVIA in the long run?

Anyone work/worked for NFP? I have a second interview tomorrow for an account manager role. Just wondering if anyone has any pros or cons I should know about. Thanks!

What stocks are you guy guys buying right now in this market?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Best long term investment strategy against inflation to get to a large nest in for retirement?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone here from NYC? Be cool if there was a meetup.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Decided to payoff my mortgage.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐