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My wife handles it all. I get an allowance. 😄 It's worked for 19 years.
One joint checking account, one joint savings account. I added her name to my CC accounts and she did the same for me. 100% joint on everything. This provides full transparency on spending...and we usually communicate any larger purchases over $150-200. I do manage the finances and investments and she's happy that I do. It's a lifelong partnership.
Been married for 5 years so far. Joint finances (my money is her money and vice versa). I take care of all admin.
We don't have it figured out really. Usually one pays all the bills and other quickpays share as needed.
Married? I'm male and I do all of it with joint bank account. She prefers more day to day and not that long term responsibility so it works
Hubs makes significantly more than me, so I'm in charge of life admin including paying the bills. We've combined our finances and we've never referred to money as my/your money. It's our money.
Not sure if my input counts. Been with SO about 3 months. But i make about 20% more, but live in a higher COL city. He always pays when we go out, but* i always offer to pay. Should never always be on him. On larger dollar things we usually split
Combined finances, I take care of the admin. Been married for awhile though
Always keep a separate account for discretionary purchases is my advice!
Been together for like 20+ years and married for 10. We still have our own accounts. Key challenge being we suck at life/admin but we're good at making money (except the passive income kind - we suck at that).
So he pays for gas groceries daycare eating out ... I pay the property taxes electricity gas water utilities. We don't really keep track - bills usually get paid on time. But we've gotten registered mail about forgotten bills a few times.
I hope we will continue to be lucky and be gainfully employed. Because while we don't live extravagantly in the stereotypical way (1 car, not a fancy one, we all dress poorly because lazy).. we've gotten used to paying for convenience and not having to expend cognitive energy in keeping track of finances.
Ditto Accenture1.
Separate finances mostly but we have a joint account we autodeposit money to twice a month. That account is where mortgage, property taxes and other related bill pull from. Thinking about getting a shared credit card so we don't argue about paying for dinner
Married, and just have joint everything. If we get divorced it all gets split anyhow so why hide stuff and try to make an even split when one person will always make more than the other .
I provide the money and then she does the rest! She tells me what I can spend and I say yes maim
We pay based on salary. I make 3x her, so I pay 1200 and she pays 400 (per month)
We put enough money into a joint account to cover the monthly expenses, and we have one joint credit card. We use the joint credit card day to day, and auto pay the balance and our bills with joint account. I make more, so I put more into the account as direct deposit, and I have travel status, so I pay for trips.
Pre-nup before wedding. Joint account that gets a fixed amount from each of us every paycheck for bills, mortgage, groceries, etc... Along with one joint investment account. Everything else is separate and it works quite well.
Very similar to D1. Married 18mo. Everything is our money. She was recently between jobs for 5 months. It was no issue for me, she felt a little bad about it but any time it came up the response is always "it's our money". Prior and new job she makes about 60% of what I do.
She is CEO. I'm CFO and president. I manage monthly budget. Try to own all bill payments because she's more relaxed. She's more focused on long term so during our finance meetings she'll ask about retirement planning, affording kids, etc. We're in a very high cost city.