VTB question: thinking of doing vendor take back financing for the first time, what is a good VTB rate nowadays? What terms to negotiate aside from the rate and LTV? Any important considerations that might be overlooked? I’m all ears! Thanks!

25M -
Looking for a single room in a furnished flat khardi. Budget 10-15K Location: Kharadi or nearby places.

Requirment :-
**Pure veg cook**
Alcohol No problem....
No smoking .....
Open society.....


Any leads will be appreciated. Thanks!

Hey Guys! I’m looking for roommates with whom I could rent a 2BHK or 3BHK flat near Kharadi or Viman Nagar area, split the rent and all, I have already spoken to a few real estate people and we could get the possession of the flat by the end of November or even earlier. Comment or DM me if you know anyone who needs a room!

What will it take to retire the FAANG acronym? 🤔

Is HCL calling to work from office?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Autocorrect and predictive text keep thinking they’re better writers than me and I don’t know why it bothers me so much.

Did yall hear about the Chicago mom who had her kid taken away because she wouldn't accept that her child was transgender? As a parent, that's actually kind of scary that the government would that with no basis of abuse or neglect. Smh

Anybody on here send their kids to Francis Parker?

Bain & Company folks; anyone willing to refer me for the London office?

Which is better to join Capgemini or IBM with same fixed components considering work life balance.

I am going way over budget but 1. Even s seniors have admitted some unique circumstances have happened and 2. I’m working like insane hours 3. I’m trying - I can tell by tone management is not happy with me. I’m legit trying the best I can ....

Hello Folks,

I am looking for my first switch

YOE- 2.6
TECH- ServiceNow developer
Current CTC- 6.6 lpa

I have one offer of 11 lpa.
Could you please help me how much I can more expect?

TIA

Hello Fishes.
I am working in TCS as a BA (Third party), recently I have been initaited to join TCS on permanent basis. My domain is Business Intelligence / Data analytics with 4 years of experience. Current CTC is 7 LPA. How much increment can I expect ? is there room for negotiation ?

Looking to move into the strategy and analytics consultant role at Deloitte .would love any help suggestions. Thanks

What’s the going hourly rate for freelance consulting on Brand Positioning work in San Francisco?

Developing an outbound marketing strategy for product marketing teams. Best ESPs specifically for outbound emails? Currently used HubSpot for inbound.

Hi, there was a spreadsheet with expectations of strategists/planners across various levels going around a while back. If anyone has a copy of it saved, can you comment with it? Thanks in advance!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

What's the best city in UK to buy a buy to let property, with best returns?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Has anyone here used New Western to buy real estate deals?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers