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Anyone else into Bank Bonus churning?
Ubering for the bonus. My little hack.

Nyc couple with $0.5m in income who feels average

Decided to payoff my mortgage.
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Mentor
Yes, you’re not going to beat those tax advantages
Yes… you get tax benefits now with the 401K when compared to taxable brokerage. If you have not maxed out HSA do that before 401K (assuming you are already putting in enough in your 401K to get your company match, that is free money and we like that) as it behaves like a 401K with the added advantage of having tax free withdrawals for health related spending (so it is a triple tax saving account if you use HSA for health related spending)
Thank you!!