What instruments do you suggest a person starting out in their career invest in? Was hoping to get a good balance of savings for retirement, okayish-but-not too-much exposure to the market cause I’m young and not very fin-savvy. Any blog/article links that helped you, besides general gyaan, would be welcome.

like
Posting as :
works at
You are currently posting as works at

Question too vague. You need to understand what your priorities are before you find the perfect mix. But a good suggestion is to keep a good mix of liquid, fixed and volatile assets. Make sure you understand and plan your goals before investing. Execution without a plan is a recipe for disaster and you may just end up spending more because there are no plans in place yet.

smarthelpful

Related Posts

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

like

Best resources/books on getting personal finance in order?

like

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

like

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

like

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

like

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

like

Do you think someone who owns 200 ETH is financially independent?

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

like

Analysts seem to like TJX but looking at the long term debt/equity I can’t get comfortable. What am I missing?

like

Has anyone taken on side gigs here? In transactional real estate and could really use the extra money. I’m in-house and drowning in bills. Where did you post and what kind of insurance did you get?

like

How do filmmakers find investors?

like

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

like

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

like

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

like

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

like

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

like

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

like

More Posts

Anyone doing NaNoWriMo this year?

How many hikes are there in Wipro every year?

like
like

Any downsides to leaving a “Counsel” role and moving into a “Legal Affairs” role? Still practicing and representing the company, just a difference of titles, so core work remains the same - what do you think?

like

Hi,
Has anyone bought a new construction home from the builder Gehan Homes? What's been your experience?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

like

My wife has been told by her boss to come up with 28 hours of PD for her district's paraprofessionals-does anyone know of any free online courses that would be appropriate?

like

Poor son will have fun in the upcoming years, set up his own bar too high from the early days

Post Photo
funnylikeuplifting

Code and Theory

like

Have you ever dealt with unsafe work conditions? How did you deal with it when it's not being addressed?

like

What is the pay scale band for senior associate and manager level in M&A/private equity/project finance ptofile in PwC india?
Can anyone help on this?

like

Curious to hear how Account Exec comp is being broken down for those in Canada that do Solution Sales. After many years in recruitment I’m taking on solutions. Loving it! Just don’t know what industry comp looks like and would love to hear how others in Canada are remunerated.

like

Hello everyone,I recently joined Cognizant and received an auto-assignment to a project ,I have project details and project id but no contact details . How to proceed further,the employee marked in CC are all hrs. How to know about project any Idea? Cognizant

like

Considering an in-house position at a firm client (firm is not aware of my interest), and I have worked directly with the AGC that would be my supervisor. Thoughts on reaching out to the AGC directly to convey interest?

like

Anybody work in-house in adult entertainment? Not interested professionally, but genuinely curious what that work experience is like, or how you transition between roles and companies.

like

Had a baby recently with some health issues which has prompted me to reevaluate my big firm associate life and consider in house. The issue is, I’m thinking of leaving right after/during maternity leave and feel very guilty. Do you think I should explain myself or just say I found another opportunity? I don’t want to burn bridges but also don’t think they are entitled to know everything about me.

like

Penni living large

Post Photo
like

Hey, anyone here applied to The Kraft Heinz Company recently? How would you rate the application process on a scale of 1 to 10 (1= Not Good, 10=Great)? Why? How could the application process be improved? Thank you for your reply.

like

Hey Refinery experts,
How can we increase the refinery utilisation? I appreciate it’s a general question, but I need to cover as many things that can be done as possible.
Also is it fair to say that the good utilisation rate (in general) is above 90%?

Additional Posts in Consulting India

Persistent or Globant.. which one to join?
Almost same CTC.. though persistent has 1 lakh Joining bonus

likehelpful
like

Hi Fishes,
I have joined
Capgemini today .Hr told us that we got the id tomorrow .Then we need to update the bank account in the talent portal.But where to get the mobile pass code and talent works only in intranet .How to connect from home laptop? As capg will deliver laptop after 7 to 8 days.can anyone please help ?
Capgemini

like

can anyone help me to find out in hand salary for Wipro

Post Photo
like

I am joining TCS today and awaiting offer from HCL. TCS is asking me to work in shift and also said I might have weekend working. Is it a good Idea to leave TCS for HCL, if I get an offer by this week?

like

Friends what are the accessories you have?
eg. Laptop Stand, exernal harddisk, phone stand etc.

I want to buy some accessories give suggestions.

likefunny

Hi fishes I am working in a Postion of end user computing and remote desktop post company for 2.5 years and have total 6 years my current position CTC is 5 lakh per annum when I Move from here how much CTC should i ask and move on

like

@travelopia anyone got a call from em? How's the company?

Anyone who recently interviewed with EY GDS for tech 2 round,can you please share your experience?

Hi fishes,
I have 1 yoe in Java
Need referral

From naukri and LinkedIn not getting much calls

Thanks
In advance

like

From where to get good and cheap furniture in delhi?

funny

How many rounds of interview in mindtree for 14yrs exp. Hows work culture in mindtree

like

Hi fishes, need a advice I attended interview @ TCS on August 26th 2021.I was told that i was selected on september 21st 2021 and asked to upload documents in ibegin portal. I uploaded documents. HR told me that all the documents are fine and forwarding my profile further. But still experience letter/relieving letter section showing Pending for verification. Also still didn't get any update regarding salary discussion call/offer letter etc. don’t know what to do now !

like

Hi, I have been offered a CTC of 20.5 Lakh for 5.6 years oracle technical. Do u think this is as per the market stansaeds?

like

HELP!!!

Good day!

Looking for a referral in product based company or new startup company, helping hand would be much appreciated. Thanks!

Skill set- windows server admin & VMware architect along with other skills like active directory admin, nutanix mgmt, dhcp, dns, gpo mgmt, scom patching, sccm, network troubleshooting, storage mgmt and etc.

Service notice, lwd is March 7th.

Thanks.

like

Anyone knows if Morgan Stanley allows remote work? I am resident of Hyderabad but want to work for MS from here. I know MS doesn't have an office in Hyderabad. Can someone provide their thoughts who is on a similar line.?

Morgan Stanley

Hexaware Technologies offering me 30lpa at 11yoe in e-commerce domain.
What's the in hand monthly i can expect after deductibles?

Are the variables paid out quarterly?

Post Photo
like

Do you agree?

Develop a skill, marks and university name doesn't matter.

likeuplifting

!!!Urgent Response needed. Please help
Hi Fishes, 
Need your suggestions. I have a got an offer from XYZ company. Dropped my paper and serving notice period. Now XYZ company is asking me to work on a contract basis until I get relieved from my current company. If I don’t join my offer is null and void. And I don’t hold any other offers as well. How should I handle this. Join XYZ company on contract basis and once after getting a better offer inform XYZ and quit or I shouldn’t join them

like

Any idea what would be the CTC while being promoted from BPO 1 to 2 (process associate to senior process associate) in Tata consultancy services?

YoE : 2y 4months

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal