Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Would you marry someone if they had a lot of loans on their head?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Was there ever a time you wanted to give up being a real estate agent?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Does anyone here have a Tesla? Should I do it???...

Does 401k count as savings?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Does anyone think there is long-term viability in Cryptos?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Google stock to buy now or after the split?

How is the trend of Data Analyst jobs in healthcare industry?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Do Capgemini provide joining bonus??

What is the overall sentiment of the talent pool in Toronto? IMO There are a lot of questionable people in this market, how are they employed?

What’s the temperature like at JP now that CIBC is gone?

If you receive an RFE on the I485 while it has been pending for 180 days, does your new company attorney respond to the RFE? Assuming you switched companies after it has been pending for 180 days. Anyone experienced anything similar?

Hi Fishes,

Need Referral

React Full Stack Developer

React JS, Mongo DB, Node Js, Vuetify, VueJs, HTML, CSS, Javascript, Material UI

Exp- Working as a Junior Developer in a startup (2 Months)

Location-India Preference(Pune)

Thanks in Advance

Photographers, what is your advice for making money selling prints?

Hi Fishes

I need help to decide
I have got 2 offers
1. Tigerhall - 45LPA
2. Zupee - 42LPA
Which one I should choose?
In Tigerhall, I will get a lot of free time as the work is same as what I have done so far in my career therefore, I can focus on more things now.
In Zupee, I will get to learn new skill which might be good for my career.
Also, comparatively in hand salary of Tigerhall is higher than Zupee (it will less tax deduction as it's a Singapore based company)
Please suggest

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Any Jewish New Yorker looking for your jap? Hi.

What is considered a “large” caseload in employment litigation? I work at a large L&E boutique law firm and handling about 14-15 active litigation cases in state/federal court or arbitration. Some of these matters are multi-plaintiff and multi-defendant cases, but none are class actions. This does not include any matters I am handling in the charge stage or in pre-litigation. Not sure if that’s a typical caseload or not?

🐠 what are your thoughts on diamond tipped bow ties compared to the classic squared off look? Have some black tie weddings coming up and need a new bow tie

Is it common to negotiate software engineer salary at smaller companies? I know it’s common at FAANG, but what about for companies with around 200 engineers? I have a counter offer from my current company and on-site interviews scheduled for end of July with google and Amazon, but I’d prefer to go with the smaller local company if I can negotiate the salary (from offer letter) up another 5% or so.

What is the dollar amount you're willing to take more to go back to 5 days a week, 8 to 5 in office?
1. From fully remote job / position / condition
2. From 2 days in 3 days remote condition / position / job

Only a few of the engineers I've met have been antisocial, and it seems like such people are represented fairly evenly across different careers. I'm not really sure why that misconception still exists

I have pretty strong social phobia and am worried about making friends. I'm going to be working for an engineering company so I imagine I don't have to be really up on the latest trends or anything but how can I talk to people without making it sound unnatural?

Is it ever actually a problem for engineers in other parts of the world that US measurements are done in the imperial system?

What’s something you learned about engineering only after you got your first job in the industry?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Is BRK-B a buy right now?

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Hi everyone! Looking to add to my library of business books or self-improvement books! Any suggestions are welcomed, TIA 🙏

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

How is everyone feeling about the market today? Buy? Sell? Wait?

Will markets jump upwards the day Putin dies?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

High risk, low reward investment ideas?