What is XIRR in simple terms?
My XIRR for mutual fund investment is 11.8% , invested an year back.
How's it? Average, good, poor etc.?

How long does it take Amex to post points? My latest statement is from 12/28, and I still can’t see the points

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Thinking about using my VA loan in a few years. Any advice?

Thinking about taking a solo trip to Utah over Memorial Day and doing some hiking. Any recommendations for hikes, food, stays, anything really! Have not nerded out with my excel planning sheet yet. 25F if that helps with recs

Salary for senior copywriter in Chicago. 6 years experience at big agencies? Good book but no lions yet.

Recently, the CEO and my boss, the VP gave me the latitude to promote myself and "write my own" job description. I've been the Marketing Manager of this company for about 7 months. Already received 1 raise.

Much of the work in my "new" job description, I've already been doing. My currently salary is $70K. New title is Director of Communications and Systems Integration. What is a reasonable salary increase here.

I have about 7 years experience in this area.

What are equivalent roles in Google for AWS Solutions Architect, TAM, etc. Why everyone is applying to AWS and not to Google? Does anyone know how GCP interview is like?

Move from SAP practice to Ivalua ? Good or bad career move (7 years experience in SAP )

Need a referral for Associate Product Manager,
Please help me out.

I’ve spoken to a POC who says DEI feels exclusionary in her opinion, because she wants to help everyone. Have you ever worked with a POC who are not interested in the DEI initiatives?

I bought 5 lobster tails today and a 2 pound bag of shrimp and just went to town dunking everything in melted butter. AMA

🎇What’s your biggest win from 2021?

Drop it below, let’s celebrate 🥳

How much time bny takes to provide laptop post date of joining? As onboarding is virtual.

The same usual bonus for EY India folks. Doesn't at all add up to the chest thumping we do as a practice during the town halls.
On top of this remote working ki naam pe bijli ka bill 10k per mahina aa rha hain. And the tech salaries pumping inflation in the economy. The same place which was available for a 35k is quoting 50k. I wish atleast the hike is inflation beating :/

An auditor myself, I constantly feel many ppl working at audit look down on ppl working in industry and other practices, which I don’t understand at all. Do they truly believe their job is superior or they just say so to make both you and them feel better about this job?

I have 3 yrs of experience in Java, Springboot, Microservices, have cleared all rounds in Deloitte and KPMG, i'm asked to send required documents, I have 10.5lpa offer in hand, can I ask 11.5 lpa saying I have so and so offer in hand....?
Will they give that much?

What’s the most reliable bmw 3 series after the year 2000?

I’m entering salary negotiations at a Fortune 500 company and am looking for trustworthy resources for salary data that I can share with the company if they ask where I got my numbers. I know Glassdoor, but what else?

Hi Fishes,

I will be joining Cognizant in January as a Sr Associate.
Yoe -7.4
Tech stack- Oracle Apps DBA

How are the projects here and will I get project once I join ?
As I dont want to be in PDP.

I'm wondering if an introvert can excel and be happy in a BizOps role? Any introverts here who can testify? Is it feasible? What factors need to be considered?

What is hike and bonus percentage year on year and for avg rated person (assuming 3 as avg)

Rejected without interview with a referral. Ugh

Hi Folks
How many rounds of interview conducted at Oracle for SeniorSystem Administrator position?
I have cleared first round . But they are telling there are other rounds too. I am curious please clarify if anyone from Oracle or recently joined .

Hello All, needed some advise, I have offer from freshworks of 50 L/A and other offer from 314e startup company with 48L/A but they are giving after 2 years US visa processing they will start, should i consider on the second offer?

Hey, everyone. I am having an Technical Interview at Fiserv and Barclays for internship. Please provide your valuable suggestions and guidance so for me it would be easier to Crack down. @barclays

Posting for a friend!

MBA graduate in Marketing. Changed companies very frequently but stayed at Oyo for almost 2years as Zonal manager until the lay off. After ~1year of trying during covid, got a job as Client Advisor in NoBroker. It has been 5months but the pressure is high. Now wants to work in IT. Any advice how one should proceed? Which certification will help and where to get it?

Total YOE- 4years
Non Btech
Current package- 5lpa
Total companies- 4

We Indians are so poor we can't think anything else except money. Whole Fishbowl is all about YOe and Salary. No one interested about if any company doing any innovation or not. B-Tech colleges put ads with Package and Campusing only. Almost 99% Indian YouTube thumbnail is like "5 lakh to 40 lakh", "Interview Experience in bracket 50Lpa" etc.. Hardly we can see Foreign Editorial things marked with Packages.

#sharing thought.

Does anyone knows notice period in Hexaware during probation period. They have not mentioned anything on offer letter though .

What do you do if your manager hates you but you feel you are doing a good job?

Hi I am looking for a job opportunity for production support roles. Currently having 8 years of experience with technologies like plsql Unix oracle and handson knowledge about various monitoring tools. Can anyone let me know if there are any openings available

Hi everyone Today is my tcs doj and I got a mail from my onboarding manager that your doj is postponed please connect with your recruiter.
What might be the reasons.

Totally tired of working today,
Any betterment tips?

#HomeOfficeSetup

Guys, Suggest a good external web cam for the office meetings?

Guys please like to help unlock my DM 🙏🏽

suggest companies in hyderabad

Skillset - Pyspark,Azure,Databricks,ADLS,Sql server
CCTC - 17 LPA
ECTC ~30 LPA
experience -7.5 yrs

Hello Guys

Do anyone have referral for SAP ABAP consultant/ developer
YOE : 2.8
current CTC ; 6 L/A
Location : flexible to relocate anywhere

Having multiple offers in hand how to say nicely that I'm not going to join to other companies formally. What would be the best way?

Also please share what you'll write in mail while rejecting formally. It'll be really helpful.