Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Hi everyone! What do you invest in after maxing out 401k, IRA, and HSA? Thinking about real estate or continue investing in the market?

Currently making 140K with 100K NW. 23 years old.

Thank you!

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Are Vanguard target funds good options to invest my 401k money in?

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

My portfolio is getting HAMMERED this morning. That is all. Clearly I'm not selling but seeing straight reds is painful.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Planning to file tax return in India. What are the considerations? I used to upload firm 16, add investments and file it until last year before I moved here. Anything else I need to think about?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Can you backdoor Roth every year? Or do I build up my ira account and then backdoor one time?

Hello ME fish - any suggestions as to where I could invest reasonably safely if I’m targeting a ~5% return (in USD/AED)? LIV used to be good with their 2% return but that’s decreased now, and I’m looking for a bit higher.

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

I’ve got a partnership w/ two of my uncles. We have two houses on rent. we use the profit from the homes as a single pot where we pay for the maintenance expenses (different cash flow from each). We are close family and they trust my judgement. Another of my uncles wants to join for the next home we buy. How do we split/ allow their buy in to our partnership for the next home? I don’t wanna add extra accounting of maintaining expense/cash flow from the next one we buy as a larger group Thoughts?

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Folks - please share your thoughts on True Wind Capital.

Put all your money in crypto. It’s done going down.

How much money should I have if I get to Canada for job search through express entry PR?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

Are there any books or classes about convincing people that have irrational arguments? Trying to figure out how to frame conversations that lead to my conclusions that aren't based in logic and fact.

Best books on leadership and sales skills?

For those working in house, how much “from scratch” document drafting are you doing vs. reviewing and revising “outside documents”. For example, if your company wants to enter into a joint venture company with another entity, are you drafting the company agreement “from scratch” or is it based on internal forms? Or are you getting outside counsel to do it?

Need a good boxer briefs recommendation. Please drop in recommendations

Looking to leave my current job I need recommendations in UK remote if possible, either ways I am ok to go into the office. Looking for HR/Admin position, have transferable skills. Got Masters CIPD from Westminster, London

Thoughts?
I’ve been working at my current company for 11 years, for the past year I have been waiting for a promised promotion. I have been fully remote for 7 years pretty much good work life. Busy. In April they said I have the job still waiting. I am a project accountant III to a finance business manager.Could be long nights &stress. Still unknown pay maybe 20k increase.. Last week I was offered a govt job at NGA (Budget analyst) 40k increase not guaranteed remote. 45 min drive +retirement

Thoughts on Centron?

Anyone used bloom app for self CBT therapy? Is it good?

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

Manager: “Do that this way”. Manager one month later: “Why did we do it this way? Doesn’t make sense. Fix”

There is an opportunity that I’m currently interviewing for that is very interesting to me. I’m interviewing two other places but I’m not responding to LinkedIn emails for other positions. The other positions don’t interest me as much. On one hand I don’t want to waste time prepping for all positions and rather put that time only for the ones that I have going on, on the other hand I feel like what is that falls through. Wondering if I’m making the right choice

Hello, we've recently started a community focused on FAANG Interview preps. Wondering what kind of content people might be interested to see in such communities.

Looking to move back to La in the Marina Del Ret area, any good apartment recommendations?

I received offer a month ago n PES started at the same time
How long does it take for PES to complete..
Where can I check the status.....or how long be notifies
What is the process post PES.....
Please someone clarify who has joined recently

What are the best bars in Manhattan preferably on the east side to watch football on Sundays? I don’t like watching by myself at home as much :/

Have any of you enrolled in or completed the Penn MCIT program and be willing to chat about your experience?

I have been talking to a recruiter for a little over a month about a position. I let her know out the gate that I really wasn’t looking to change jobs, but she just kept wanting to continuing the conversation. I didn’t have 2 interviews with the hiring coming and they know that I am not really looking to make a switch. They are now working on an offer letter and I know they’re going to offer me more money. I’m having my annual review this week. Any advice on how to handle a) job offer b) review?

Is commercial building a good investment channel? Any insight would be greatly appreciated

Are Vanguard target funds good options to invest my 401k money in?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

GME and AMC are not doing well today 😂

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

180k base in CA: Is 1500/month net saving goal too aggressive?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

Methods to reach a lot of people without the use of ads, suggestions please

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?