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Received an offer as Engagement Director from Salesforce (CSG, pre sales, L9). Great benefits package, 40% increase in total comp and better WLB.
I do love the people in my practice and current client, but career trajectory has stalled after taking parental leave earlier this year and (yet another) change in leadership.
Realistically, making to Director is 2-3 years away and will require sacrificing time with my family that I am not prepared to give up.
Should I stay or should I go?
How would y’all grow 300k cash to 1M in a year?
How much discretionary cash do you keep around?
Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Thanks all. I’ll just leave it where it is. I have no experience with all the rules, back door contributions, etc so I don’t want to get myself into some sort of financial trouble. It’s in the “year” fund so it’ll just do it’s thing and I’ll be good 😃
How are your investments in the new 401k? You could roll it to an Ira also.
Don’t roll into traditional Ira. It will preclude you from backdoor and mega backdoor Roth IRA. Source, experience with pro rata rule
I’d prefer consolidation
You can’t just roll to new 401k. It would have to allow it. Agree re comment re pro rata rule. I’d leave alone at vanguard. You won’t find lower fees anywhere else