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Decided to payoff my mortgage.
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I don’t know even know what I’m good at anymore.
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It’s all I have time for
Not a good fly day for us east coast 🐠
Got a 1 rating and getting promoted 😎
Cold showers hit different
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Finally found THE one, after over a year of searching and trying out at least 5 different ones!
A nice comfortable office chair.
https://ergochair.co/collections/chairs/products/ergonomics-mesh-chair-w-adjustable-headrest-and-armrest?variant=32511617597491
My criteria: mesh seat and back, arms, headrest
I tried cheap ones from Amazon. Expensive, second hand gaming chairs. Tried HM Aeron (second hand) and while I didn't like the bulk and the general design, I was sold on the mesh seating. I wanted to get the ErgoChair 2 from autonomous, but it doesn't have mesh seat.
AMA.
Itsssss check in day!
So who else is at Hilton Orlando this week?
Chief
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Priority pass. Sign up bonus. Then cancel the card and get some new sign up bonus. Churn baby churn.
/r/churning
Calculate average spend return using monthly statements and factor in how much value you expect to see in priority pass use and other misc perks
And pre check, pretty easy IMO to get value
I use mine a lot to cover meals with friends and have them Venmo me, helps make it worth it
PP, Insurance (Rental car and trip delay), and ability to earn points
Pretty sure liability is not covered since that could get pretty expensive on the underwriting side.
Either way through the combination of insurance products are very useful, but you need to know what's covered and what isn't to make the most of it.
When you use chase points for travel, it’s 50% discount which adds up if you book lots of hotels or flights
It’s a 50% bonus which is a 33.3% discount. It’s not really a “discount” though it’s just what the points are worth
Travel insurance is very helpful. Have used it to reimburse clothes when bags delayed, overnight stay when flight cancelled, etc.
Use it for a year. Look up the $ value per point esrned on the point guys website. Total the points earned in 1st year (minus bonus points), and see if thats more than $100. If it is, and if you plan to spend that much in future, its worth. $50/year for having tsa precheck and glibal entry and SOME lounge acces is worth. *emphasizing on some because priority pass nowadays is a joke, they took out a ton of loues from being accessible through it.
There you go OP..
Will you travel ever? Any amount of travel pretty much gives you a positive ROI in $150
Prob not - but you gotta build the model and run your numbers
I am looking at the Uber Visa card too, and it seems like the most value in difference is the GE+TSA+PP.
I dont think my personal flights every year will exceed $1k and all other will be on corporate card. Majority of travel is bus tix to work office on local projects (~$3200 if full year local, maybe ~$1400 if travel). Most of my spending comes from dining (bars + restaurant) and online orders (Amazon + clothes).
I currently hold no credit cards besides Amex Corporate to earn on travel but am pre approved for CSR. Which is better of the two cards (uber / csr)? Should I get both eventually? Salary is currently 75k.
If you want cash back Uber card, if you want aspirational travel CSR