When you’re normalizing insurance have you ever used the most recent premium and spread that annual amount for each period? We don’t have access to the other policies only the one in 2025-2026. I think I’ve done this in the past but only when the annual premiums were consistent. This particular project went from $5M in 2021 to 50M in TTM. So the annual total insurance expense was a lot lower historically. Seems a bit aggressive to run rate with the current policy. Any thoughts? No GL either.

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Posting as :
works at
You are currently posting as works at

I wouldn’t pro forma the current runrate given it’s based on variable components that were significantly different in earlier periods.

The typical approach is to ensure the correct expense is booked to the policy period, and then ratably spread monthly.

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Second, haven’t seen a current insurance premium amount spread over historical period, just spreading the expense ratably over the respective policy period

Approach challenges with discernment and continue progressing with confidence.

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Liability and worker comp insurance just FYI

Is it self insurance or insurance with third party? Why did insurance increase so much? I guess the answer will depend on

I initially was thinking something similar to this, thank you!

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