Working really hard to get to a better place financially and hoping for some help. I have $8,300 in private student loans at 6.6% interest rate. We have stocks, HYSA, a bigger investment account. I’m assuming I should just pay these off? Refinancing would get me to 5.21% if I pay off in 5 years. I have about $9k at 3.4% rate so less horrid.

Folks - What would an Audit senior manager in US migrating to Canada can expect as compensation from a big 4?

What’s the keyboard shortcut to get into the “insert options” dialogue when you’ve inserted a new row with Ctrl+Shift+Plus?

All these announcers do is talk about how Aaron Rodgers is God… it’s worse than Brady.

Is there a role for a CPA that wants to get into data analytics? Senior audit associate now that wants to exit to get experience with SQL, Python etc. but don’t want to start all over. What roles can I look at where I could leverage my CPA experience but still learn about analytics?

How do y’ll save money on taxes? Other than obvious routes like 401k.

Any hot leads on Workers Compensation roles?

Advice needed - final interview last Friday at one place, heading into final interview at other place next week. If I get an offer at one before final travel interview at other, any suggestions Cont'

Hi,

I am going through psychological stress, mild depression and anxiety issues due to recent workload and have lost all motivation to continue. I am planning to quit but afraid will i get a job post that. What shall i do?

Asking for a friend:
My friend received two job offers for Account Executive roles: a Mid-Market role with Confluent and an Enterprise role with ThoughtSpot. He’s conflicted because Confluent is a more established company, ThoughtSpot is Pre-IPO. Confluent is a lucrative product to sell and has established SDR reps so there’s a good blend of inbound and outbound sales. Thoughtspot is more of a startup culture where most of the sales comes from outbound and it’s a tougher sell.

Wanted to check what would be expected salary when promoted from L3 support engineer to L4 support engineer? Considering current L3 base pay 8Lpa, will I get stocks and will I get hike+ promo?

Hi all, I’m currently in PwC AC Bangalore working in SAP(13months total work ex). I am really trying to get out of SAP(got selected to SAP randomly post campus placement) and get into analytics and/or something along the same lines which was my preferred domain. Can someone refer me for these verticals in Deloitte?

Would really appreciate any help/inputs:)

Reminder Post:

Apologize for your mistakes, not your feelings.

If you’re working with a freelance recruiter/ headhunter but know of open positions outside the ones they’ve brought to you, is it best to reach out to the agencies yourself or through the recruiter?

Any recruiters want to 👀 at my shiny new site? I would love to hear your thoughts overall and also ask about the site order. Thanks so much. Please comment below for the link.

What do you feel is a misconception of PBIS?

Hey all,
So I’m currently interviewing for another position, to be a business development specialist at a relatively large tech company in PA. I have about a years worth of experience. Indeed estimates the salary to be between 60k-80k, I was wondering what I should expect?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone know of a good cross-border US/UK financial fiduciary?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Sooo AMC.. who’s in?

😂

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.