Personal Finance Bowl

PSA - PredictIt is a scam website. I bet on the presidential election and won. They changed my bet and stole the $. They won’t even let me transfer the balance out. They have no customer service numb… more

Treasury direct is so difficult to navigate. Does anyone know how I can tell if my $ is invested and growing?

Newbie as an accredited inveator. Looking for suggestions on relatively low risk investments. Thanks in advance

Hi, I have around 10k in HSA and need some cash for the some immediate expenses but don’t want to pay the penalty. Is there a way to do that?

My 401k deductions were paused while I was on an extended unpaid leave this year, which makes sense. But after returning, they stayed paused, so now I am way under the contribution limit (I try to max… more

Last year's Decemenber Network 125k. This year 200k! Also used a budget to account for every dollar. Feeling proud and blessed for my accomplishment!

Checking: 8k
Brokerage/ robinhood: 16k
Hysa: 47k
Roth ira: 70k
401k: 64kmore

how do you split your savings? lets say you have 200k cash!!! stocks vs savings vs ETF vs others(% of allocation)

where would you park $50,000 if you wanted to make more than 5% at relatively low risk

Those who are on work visas in the US and have no certainty about the GC/PR, what's your take on 401k?

Do you try to put as much as you can in your 401k for tax benefits or do you stick to standard brokerage accounts beca… more

Anyone have a good HYSA referral?

I recognize the best investing is an index / ETF.. but while I’m on mat leave - any affordable online courses on investing ya’ll recommend. A little beyond the basics like how to choose companies, wha… more

If you had to tell your younger self one piece of financial advice that has helped the most in your personal finance journey, what would it be?

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Anyone in a big 4 audit role? My spouse is at deloitte and says I am not allowed to use roboadvisors like wealthfront etc. at all because they dont have a broker feed established to them…is that true?

I've got around 80k in a 4.25% HYSA. I owe 47k on a HELOC with a 8.25% rate. My wife thinks there are write-off benefits to the HELOC. I think we should pay it off. The other option is to invest t… more

Novice investor here. Have 95k to invest and trying to decide between putting all towards voo or nvda for more aggressive return prospects. Any advice?

Is there any benefit to setting up two different 529s? We already have one (NY) but my parents are insisting on setting up another.

Apologies for the dumb question but would appreciate any advice on how much tax withholdings I should elect.
Current situation: single, 155k base, received a 40k gross bonus (25.5k after tax). Currently I st… more

DCA or Lump Sum? I recently sold out of accumulated RSUs from a previous employer, approx $100K. Obviously need to get this money into the market, planning to go 100% VOO. Would you DCA $5-10K a week … more

I am in a position where I can pay off the rest of my federal student loans (~ $20k) which average out to $350 monthly payments. I feel very hesitant to lose that money from my savings account with th… more

If you were to invest 1M of your parents'money, predominantly in equity (ETFs, index funds, mutual funds, etc, not individual stocks), what would you do? Key criteria: capital appreciation, medium… more

Anyone actually benefited from an advisor ? My view is that each of these advisors are only in it for themselves. If you think otherwise , pls recommend one you have benefited from to me. Thank you

Me and my partner are struggling with where to invest our money for retirement. We are from the UK, live in Canada but are unsure if we will retire in either country.
Would love to hear from other expa… more

Me and my partner are struggling with where to invest our money for retirement. We are from the UK, live in Canada but are unsure if we will retire in either country.
Would love to hear from other expa… more

Those who have a high yield savings account — how much do you leave in your checking account?

Does anyone have or had in the past the Bank of America Premium Rewards card? I feel like I can do better for getting cash back on spending, not necessarily for travel … There is so many cards these d… more

The factors behind crypto market fluctuations are super shady.... market elasticity and foundational projects of each of these digital assets are not enough... the market is full of rug pulls..

My monthly after tax income is conservatively $24k (actual is around $28k). Monthly expenses are $15k. I am considering buying a $1.35m home and using existing equity in my home to cover the 20% down … more

Best High yield savings account right now?

Does anyone here invest in crypto

How should I leverage my 401k/Roth? Make 30 living in nyc metro. Have close to 90k in Roth/401k and about $50k in other cash.

How should I think about my Roth/401k? I know the conventional wisdom is n… more

Stressed about mortgage. Paying 8.1k/month (PITI). I dislike my job and working in corporate America. Could pretty easily move to a cheaper area and have a 700-800k house paid off in 5-6 years. Anyone… more

Husband can make some extra payments starting next month; he said he wants to pay extra towards his student loan, I have advised him to pay it towards the mortgage instead. Can someone please advise w… more

Is 500k common shares good? Lol

Moving half of my parents’ life savings from a bank account where they’ve kept it for 10+ years (they wanted to buy a house) to a brokerage account to invest it. They’re in their 60s and don’t make en… more

What are your recommended credit cards, especially for people who don’t spend a lot but the primary spending categories are groceries, mortgage, daycare, and then gas. Mortgage and daycare can’t be pa… more