My monthly after tax income is conservatively $24k (actual is around $28k). Monthly expenses are $15k. I am considering buying a $1.35m home and using existing equity in my home to cover the 20% down payment. My new monthly housing cost would be $9.6k, which would increase my monthly expenses to $21k (still saving $3k-7k/month). I have a taxable investment portfolio of $573k. I plan to keep $100k of that in cash in case I lose my job. Do you think it is risky to buy this $1.35m home?

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

How long does it take to get ofc Laptop after DOJ?

After listening to the Mike Saylor podcast with Lex Friedman, it made me reconsider my notions I had about BTC layer 2. IMO ETH has thoroughly eaten BTC’s lunch from a development/dapp perspective. I’m 50/50 allocated in both because as Mike says BTC is durable digital property while I see ETH as the platform for application functionality. Would be interested to hear other’s takes. At the core of it, I’m not sure myself and others will ever want to spend BTC, even if fees were negligible.

Any thoughts of investing in gold or gold related instruments?

Been trying an abundance mindset. It's put me in debt.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

How much is 2k a month for a house payment? What size loan would I be able to get?

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

Would ETH be the next BTC?

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Anyone doing any investing in Charleston, SC

Taking a personal loan of 20k or more will it affect perm (GC) process?

I would be recently joining as a credit analyst in a global bank.

What are the exit opportunities for this profile?

Can someone switch to FP&A or IB from here?

Is MBB hiring right now ?

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

NFT peeps, get a Doodle while you still can. Bought mine for 1.5 ETH last week. Now at 3.9 floor. Other collections that I think have a lot of potential: Lil Baby Ape Club, Cosmic Labs ducks, Party Apes, and Stoner Cats. Cool Cats are pricey. Little Alien Club is super duper cheap but a total Hail Mary gamble.

I haven’t watched drag race before but I’m curious to learn more. Do you all have a favorite season or a season you recommend I start with?

A few weeks ago I sent my resume in for a PCA posting. I’m qualified for the position yet never heard anything back. Not even a confirmation that my application was received. Is there anyway to reach out about it or should I just forget it and move on?

Need Infosys referral urgently for java or AWS Devops..any help will be nice

Welcome to Group

I have interviewed for Decisioning scientist role at NatWest. It has been 2 weeks but I have not heard anything from them, HR said that she has not received feedback yet. How long does the process generally takes. Also how much I should expect, I am currently earning 22 LPA fixed

Any recs on women’s luxury brand sneakers?

Bought a larger amount of FTOC warrants. 750mm checkbook fintech play with great mgmt.

How to be program manager?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hi All,
I am feeling lost in job. So I’ve applied for Accounts payable they offered 40k. I said why not to gain some experience. I didn’t even bother negotiating which I regret.
Fast forward I noticed that I was eventually handed everyone’s workload (AR & imports & duty and check coworker work + AP) Spoke to them about pay increase based on workload. So they raised it to 55k.. but I still feel underpaid based on the amt of work I do. I don’t know what my title or what to put on resume..

Hi! I have 2.5 years consulting experience & 4 years industry (B2B Sales) experience. What level should I be targeting for in cloud S&O. Is IC-5 too junior?

Hey hi fishes, I am looking for a new job in Computer Vision domain. I have 3+ YOE in the same. Can someone refer me if possible? I am open for remote jobs

I’m interested in reaching for a position as manager for a local retailer, but I hate having to play the bad guy. How can I become more comfortable with fulfilling that role?

From where do the EY HRs procure the resumes?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

In your opinion which is the best target fund to choose in IRA Roth?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Best high yield savings products?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Google stock to buy now or after the split?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?