Is 500k common shares good? Lol

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Top 2 cryptos people are invested in LT and why

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

Guys, what platform do you use to trade US stock?

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

How long after dating someone do you share your income if at all? .. do you share with your parents? Has this posed any problems for you ?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Currently at a super conservative defense firm. I do really well but keep getting the criticism that I tend to just do things on my own initiative. I’m just predisposed to being decisive and rather autonomous. Besides being a solo atty, where would this skillset be better suited? Plaintiffs work?

Audit Financial services - what can a SM 1 make. Newly promoted this year- waiting for a comp discussion. HCOL (Bay Area). Any inputs?

Tomorrow (August 13) the National WW II Museum is having a "Band of Brothers" 20th Anniversary Symposium that you can attend virtually

Do cheat meals actually help you lose weight, assuming you're eating at a decent deficit every other day and exercising regularly?

I tested positive on Friday for Covid. I have no symptoms- feel 100%. I can’t leave my studio apartment until Monday. Normally I run anywhere from 4-6 miles outside a day. Anyone have any suggestions on exercise classes that don’t require any equipment? Or just general ideas to keep moving?

have any (females) dealt with imposter syndrome in a male dominated sport? i just started jiu jitsu at a really great academy but for some of the classes I’m the only girl and it’s a little intimidating. i feel like i don’t belong/deserve to be there. the guys are all super nice, so it’s nothing against them, i just get in my head a lot about it.

What are some good “around the edges” tips for building lean muscle and improving your visual look? Small things for someone who generally feels good about their exercise routine and eating habits (supplements, metabolic tricks, etc for example)

Planning on a trip from NYC to Miami. Need 2 suggestions — 1) best neighborhood to stay for 2 laid back women in their late 30’s, 2) best way to move around between car rentals vs Uber? If car rental, any recommendations on which rental to use given the astronomical gas and rental prices?

Has anyone worked in partnerships/partner development at a startup? Would appreciate hearing about your experience

Hello everybody,

Could you please recommend companies with Internships in Front or Back End Development?

Curious - would you consider a lateral move to a lower ranked firm if the practice group is higher ranked than at your current firm? In other words what’s more important - firm or practice group ranking?

Obviously many of us get paid very well and there is an expectation with work demands for being paid that high. But what’s too much? How do you set a limit to preserve your mental health? I find myself guilty for taking time to decompress but I know I come back to work refocused after I do it.

I just learned that I get to argue all of our pre-trial motions and do a direct examination at an upcoming trial. What are your best tips for preparing and setting yourself up for success? I want to hear them all! I’m beyond excited for the opportunity. It’s for our biggest client, so I really want to impress!

Hi all, I have a BNIB Rolex Sub with date, unworn and full set. (Model: 126610LN) I’m looking to sell, this piece along with the rest of my collection. Please let me know if you’re interested. I’m based in NYC.

What are your top 3 tips for keeping your marriage 10/10?

Might get an offer from Capco Canada. Any idea the range of a salary for a Senior Consultant? Not sure to what extent Glassdoor values can be trusted.

I did not get my Salary for this month ie September when will it be credited??

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

In your opinion which is the best target fund to choose in IRA Roth?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

What does 401k mean?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Any good wedding ring sources aside from Blue Nile?

Anyone ever use a credit repair service and have success?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Paid off my account debt!