I am in a position where I can pay off the rest of my federal student loans (~ $20k) which average out to $350 monthly payments. I feel very hesitant to lose that money from my savings account with the uncertainty the new administration is bringing in. What is better? Pay it off, have less savings or just keep trucking away with my $350 payment? Pay half? I feel very conflicted.

Has anyone gone to an estate sale in the city?

Hey! I created a bowl for DEIB practitioners and employers/hiring managers who need contractors or candidates .

Looking for referral for 14+ years of IT experienced in Java J2EE, Appdynamics, Splunk Solarwinds, Project management, tracking, staffing, scheduling, quality etc in a company that will provide WFH option even after pandemic.

Got an offer for SE III at a large tech company. Product I'd be working on interests me and I think I could grow more than in my current role.

Currently I make 180k base and have ISO/RSUs @ startup (60k/yr worth on paper, but won't be worth anything for a few years, if at all).

The offer is:
Base: $166,500
Target Bonus: 10% ($16,650)
RSU: 120k total (30k/yr)

Thoughts on offer? Should I counter?

Additionally there's a yearly target RSU bonus about equal to the cash bonus. Thoughts? 4.5 YOE

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Hi fishes,
My LWD is 18th July and I chose vendor pickup for my assets(expected pickup is 10th July).
Is there any limitation or chances of facing issues on Not having laptop with me(for other exit clearances).
Also it would be great if someone can give guidance on exit clearances as I'm worried that I will miss out something.
TIA.

If interviewing at an organization that has different locations (with different MDs/Partners) for the same position do you apply to only one or should you apply to each office you have interest in? Interviewing for a director level position in one location but there is a senior director level position that fits my skill set in another office location.

Has anyone left big 4 or other PA firms tax transaction service groups for industry (or know of anyone)? What was the role and salary bump, how are annual bonuses/raises in industry, what is a typical work week (hours) like? I don’t think I can take this always on just to stay afloat life much longer. For context I am considered a high performer, am near the top of the salary band at my level and have a great supporting network at Deloitte. It’s just not worth it to have zero personal life.

How is the AMEX account in IBM?

How much payscale can we expect in Accenture for Technology Lead role as per current market ?

Working in the energy industry for over 8 years. Been working with GIZ for the last six years as a national employee in Pakistan. Lots of experience in B2B, energy access and utility scale renewables. Would be very happy to connect with someone who would have roles in energy consulting and willing to sponsor visas for the position, if selected on merit.

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

I have been offer Agile Coach role in SCHNEIDER ELECTRIC, wanted to know about work culture, job security and any onsite opportunities company providing for long staying employees.
Early response would be much appreciated as I have to accept offer asap

What is the Salary range for a Finance Manager in CA? I feel like they lowballed me when they promoted me to this role. My colleagues are making higher than me.

Industry vets - in your experience how recession proof is insurance? I was not yet in the job market last recession but I watched my mom get laid off and struggle to find employment during that time for the next 1.5 years. I was wanting to hit the job market towards the end of this year, but now I worry that if I do move companies, the recession could put me in position of last one hired first one fired. Is it better to stay put?

Anyone at Motorola able to provide a referral?

Is it the worst time to buy real estate because of the interest rates?

Continue to wear masks people!

What are y’all thinking about Kanye West/Ye?
Adidas following others dropped him today for his consistent anti-Jewish stance.

Are your students talking about it?

What are some things that help you get through busy season?

Thoughts on GP Bullhound?

Any standing desk suggestion for 2 people for WFH? We have four monitors in total. Budget desks will be preferable.

Does h4 visa holder can work in US and how difficult to get a job in US for devops.

Any suggestions pls

I Have done btech in mechanical engineering .I got a job in ericsson as integration engineer . AM I eligible to apply for sde 2 in amazon

SAG on a rampage these days....

Hi
How is Broadridge Hyderabad in terms of career growth, work life balance and onsite opportunities.
Can someone from broadridge please help.

Hi guys,

Western Union or Oracle India ?
Western Union 25 lpa
Oracle 26 lpa
YoE 7.5 years
I would prefer wlb and tech stack

Hi, anyone aware of FRDC LOB in JPMC Hyderabad?
Please share your reviews if you know about it.

Thank you in advance!

Any recs for a therapist in Charlotte? Would also appreciate general tips on finding a good therapist in your area (besides asking friends)

This couldn’t be more timely as I’m sitting in the waiting room after just being diagnosed 😆 welcoming tips for adjusting to Adderall!

How you came into the company will define your path. That’s why you’ll never be successful switching departments.

Curious what anyone thinks about cologne? Is it a turn on? I am not really into it.. but I just got a whiff of this dude at the gym and the cologne did something to me 🥰 It was really subtle. I tend to just like the way a man smells (not body odor but just natural scent) and don’t usually like it covered up, but wow this guy tonight 🥵 I might might buy some but i figured it would be gay to ask him “what are you wearing” because that prob isn’t something the bros at the gym do.

What are the TamBrahm rituals apt for covid situations?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Best high yield savings products?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone have a recommended tax person in Chicago?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Have about 5k to invest - should I do FXAIX or FSKAX?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

In your opinion which is the best target fund to choose in IRA Roth?