Anyone actually benefited from an advisor ? My view is that each of these advisors are only in it for themselves. If you think otherwise , pls recommend one you have benefited from to me. Thank you

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Is now a good time to buy property in London? For investment purposes.

Thanks

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Has anyone explored Falcon invoice discounting as short term investment avenue? What is your assessment and advice? Scam or for real?

Best resoures for realtors just starting out in their career?

Anyone trade their personal account actively? How successful have you been?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

What % do you save vs invest? I'm early 30s with a couple of kids making $200K + . About $75K in savings and another couple thousand invested. No property though. Just wondering what next?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Does 401k company contribution % change as you get promoted?

Moving to New York as a new Associate. What neighborhoods should I look at/how much should I expect to spend in rent?

Why do people accrue prepaid expenses?

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Currently interviewing for a role at Amazon that is listed as a CW position, but I have direct experience in the product and capabilities this role is seeking, and the hiring manager is moving me forward. What is the likelihood that if I tried to negotiate from a CW to FTE, I would get the position?

Interested to hear from people @ IBM ix (or know people who are) - what's it like to work there?

How good is KGS Advisory team, as part of the technology, work life balance and work atmosphere prospects.
Need some overview from a developer prospective.
Is it good to join KGS?

Going down! And Junior Blagojevich may be coming down with him, as well as former Cook Co. Assessor Berrios. Get out the 🍿!

Going to Wharton in the fall. Is it worth going MBB over returning to big 4 (sponsored)? Is this a common path?

How is the work culture for a DevOps in QuestionPro Pvt. Ltd Pune?

I have more than 12 years of tax attorney experience at biglaw and big4. Are there any big4 positions that pay more than 200k? National Tax? Anything else?

Looking to get back into SaaS sales after a few year hiatus. Any tips or recommendations to ramp myself back into SaaS sales? Any podcast or books, etc?

Looking for organisation design/ transformation societies/ clubs in London!

Hi All

I'm looking to join LTI
Is there anyone with AEM background who can help me understand quality of work and quality of projects that are aem specific

UGH just got home from work — is it even worth it to tune in at this point? Then again, it’s only halfway through, correct?

Hi Fishes can anybody help me reviews about NSE IT? How's working culture? Work life balance? Carrier growth? I am having 10 years experience in sales working for Newgen software

Alright, FY21 is over!
What did everyone get for bonuses at my company and others?

Longest dry spell? Single people only!

Please help! I’m looking for a cybersecurity or IT position in SF Bay Area or remotely. 5+ years work experience with a bachelors in computer science and Japanese. Just received my security+ and network+.

Trademark confusion question. New to TMa here.
Do you think these names would be confusingly similar in same class of services?

MANUFACTURETALK vs MANUFACTURE HAWK

Not real names. Both start with same term - diff is between talk and hawk? I think it wouldn’t be confusingly similar as talk and hawk elicit diff meaning to a consumer. What you think?

Anyone have any good contacts at ARC? I’ve been trying to get in with no response ( account management)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Best high yield savings products?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

In your opinion which is the best target fund to choose in IRA Roth?

Have about 5k to invest - should I do FXAIX or FSKAX?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

What does 401k mean?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...