Those who are on work visas in the US and have no certainty about the GC/PR, what's your take on 401k?

Do you try to put as much as you can in your 401k for tax benefits or do you stick to standard brokerage accounts because of their liquidity?

I want to leverage 401k but the part of me is worried that if things don't work out here then I will be back in India and my money will be stuck here!

I'm relatively new to all this so would greatly appreciate someone's guidance 🙏

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Is BRK-B a buy right now?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Marriott or SPG credit card (for the sign on bonus)?

How many of y'all have trust funds? What'd you do with the $$$?

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Start raising cash family. Take some profits. 4/14 3:51 est

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Got an offer from talentica for around 11 lpa as a software developer.issue is they are giving 2 months to join whereas my notice period is 3 months.
Can someone guide me what to do?
Current ctc- 7.2 lpa
Total exp- 11 months

Whether we need to Collect the Laptop from the HCL Office directly, as I got the Mail from them to collect the laptop from their Jigani Campus. Why they will not send to our home address???? Kindly confirm guys, as i am a new joiner.

Our bowl has 200 members!! Yay!! 🎉
Let’s bring this back to life!!
Who do you want to hear from future speaker wise??
Thanks all for the wonderful support!!

Is Ericsson planning to have permanent wfh options going forward?

Saw the email about GPS ERP demand for staff and the training programs Deloitte is going to provide. I’m interested. Any suggestions about where to get started learning about SAP or ERP generally?

Is it hard to find job with 1.5yoe ?
Or it is only me.

Hi All, I heard from someone that wipro is stopping recruting ex-wiproites like tcs? Is that true?

Hello All

I am looking forward for help in obtaining the releiving letter from HSBC. Wrote multiple mails to exit support help desk but no response. Not sure if the email address given to me is still valid. Appreciate if anyone could help with a contact number or email please.

Can anyone explain the Chubb underwriting associate training? Is it in person or hybrid? Interview process? Looking to make a transition from education.

Gary Dahl got everyone whipped into a frenzy with "Pet Rocks" and TBH that makes me believe that marketing is like a form of wizardry

Hello!
My wife is on STEM-OPT and her 90 days of unemployment is coming to an end. She graduated from NYU and is looking for roles associate with financial analyst. She did her certification like Bloomberg Market Concept and Financial Modeling.
Can anyone kindly refer her to any bank where there is work related to investment banking or as financial analyst?
Thank you!

Hi Fishes,

Need your valuable suggestion.

How is the profile of T7 Principal consultant in Daimler Trucks Innovation center India (DTICI) and what is the role and responsibilities involve in this position.

Hey Hey all. Can anyone help with a referral?
There are a few real estate positions available that i think i would be perfect for. Background - Head of Special projects at a real estate developer (building data centres and tech hubs), former McKinsey EM, MBA from London Business School, IB real estate experience and CFA

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Google stock to buy now or after the split?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Have about 5k to invest - should I do FXAIX or FSKAX?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Any good wedding ring sources aside from Blue Nile?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.